7 Best Snowshoe Cat Insurance Plans Compared in 2024

Updated on March 1, 2024 by Matthew H. Nash – Licensed Insurance Agent

Snowshoe cats are wonderful and affectionate companions. They are loving, gentle and entertain their humans through quirky antics, and highly vocal manners. Many health conditions are notable in this breed due to their inherited genes from the Siamese breed family. These conditions can be an overwhelming financial constraint. The good news is, pet insurance is a wonderful option that allows you to provide the best care and treatment possible while helping you save money. As a licensed insurance agent and lifelong pet owner, I am here to make sense of the pet insurance landscape. We may receive compensation when you click on the affiliate links below.

Top Snowshoe Cat Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Snowshoe Cat insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Snowshoe Cat with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of March 2024 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$16.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Snowshoe Cat insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.8
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$19.50/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost
  • Founded in 2020 and underwritten by United States Fire Insurance Company
odie insurance
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$24.24/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Odie has several options available to suit any pet parent’s budget including: complete coverage, injury & illness, and accident only plans
  • They also offer a free 24/7 video chat with vets
  • Founded in 2019 and underwritten by Trisura Insurance Company
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$31.12/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Snowshoe Cat vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company
embrace
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$35.64/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
fetch insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$36.51/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Fetch makes it easy to use any licensed vet in the U.S. or Canada
  • Once your claim is approved, you’ll be paid back up to 90% of your unexpected vet bill in as little as 2 days via direct deposit
  • Protecting 400K+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
trupanion
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$59.80/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SNOWSHOE CAT

$16.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Snowshoe Cat insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Snowshoe Cat Insurance FAQs

What is pet insurance, and is it worth the investment for my Snowshoe cat?

Pet insurance is a great way to offer peace of mind for you and your family, should any health issues arise with your beloved cat. By aligning with a pet insurance company, you will pay a monthly fee to keep your policy active, reimbursing you a portion of the cost of care upon submission of your claim. That small monthly investment can save you hundreds, or even thousands of dollars in unforeseen veterinary bills. As a pet owner, we do not anticipate any of these medical issues, but we know certain breeds can sometimes suffer from conditions that are out of our control. Your pet insurance policy will help you provide the necessary care that your cat deserves, while avoiding unnecessary financial stress.

What is the proper age to insure my Snowshoecat?

Insuring your cat as soon as possible is important, usually by 6-8 weeks of age, depending on the policy. If your cat is an adult, check with your policy to see what guidelines are in place. There may be a waiting period prior to coverage. They typically do not cover pre-existing conditions.

What are a few common insurance claims for the Snowshoe cat?

Due to their predisposition to genetically inherited diseases, claims may be associated with: kidney, heart and thyroid diseases. With any chronic or acute condition, including broken bones, illness or injury, veterinary care is necessary and can be expensive.

What services are typically covered by insurance? What services are excluded from coverage?

Though pet insurance policies can vary greatly, they typically cover care associated with illnesses or unforeseen injuries. Some of these services that may be covered include, but not limited to: infection, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications and hospitalizations. Some services may be excluded, but that varies by plan.

Does pet insurance cover dental work?

Each plan varies, but some insurance plans may cover accidental dental damage.

Can I use a veterinarian of choice, or are there insurance-approved options?

Most typical plans are accepted at any licensed veterinary clinic, including specialty or emergency service clinics.

Are there discounts for insuring multiple pets?

Many plans offer a multi-pet discount. When enrolling your new pet, please verify with your insurance to see if you qualify for a multi-pet discount.

Who pays for services at the time of veterinary care?

Most typical pet insurance plans utilize a reimbursement method for payment. You would pay for services up front and submit a claim to the insurance company after services were rendered. Payment will then be made to you, dependent upon your reimbursement rate and deductible.

How should we choose from a high or low-deductible plan?

With many pet insurance plans to choose from, it is important to understand your financial situation. A high deductible plan typically equates to lower monthly premiums. Some have enough in savings to cover a high deductible, should their pet need immediate care. Others choose a low deductible plan, which means their premiums are higher, but they do not have to pay a large lump in the form of a high deductible. There is no right or wrong plan. It’s the “best plan that works for you.” Ultimately, the end result is the same regardless of which plan you choose. And that means, a healthy pet and a healthy wallet for you!

5 Tips for Keeping Your Snowshoe Cat Safe and Healthy

Pet insurance is a great financial safeguard for you and your family. However, there are many things that you can do daily to ensure your Snowshoe cat lives a long and healthy life! Below are a few tips.

1. Exercise Through Play

Snowshoe cats are extremely playful and energetic. They enjoy enrichment through play with their owners. To combat boredom and destructive behavior, daily play time is essential! Provide toys, games and scratching posts in your home.

2. Proper Nutrition

Snowshoe cats, like all cats, are obligate carnivores. Discuss high-quality, meat-based food options with your veterinarian and proper portions to help your feline maintain a healthy weight.

3. Dental Care

Periodontal disease is common in cats. It is important to practice regular tooth brushing, only using products that are specific to cats.

4. Grooming

Snowshoe cats only need their beautiful coats combed weekly. Because they do not have an undercoat, they are less prone to matting and tangles.

5. Accommodations At Home

Like most cats, a Snowshoe will enjoy finding the highest points in your house, along with small enclosures. Being the playful creatures they are, they can tangle easily in cords from blinds, swat at candles, and love to play! It is important to create a safe environment for them by cat-proofing your entire house. Providing cat trees, houses, toys and scratching posts are good ways to create a happy and healthy environment.

Conclusion

Enrolling your Snowshoe cat into a pet insurance plan can seem like a daunting task. However, the benefits of having a money-saving plan in place, outweighs the small up front effort. While we do not think about illness or injuries when we bring a new cat into the family, it is something to consider so we can avoid costly veterinary visits later, while ensuring the best possible care for our beloved feline. Snowshoe cats make wonderful companions. With energetic and playful personalities, coupled with their highly vocal dispositions and eyes that captivate, Snowshoe cats are amazing creatures. With a little bit of planning, they can live a happy and healthy life with you and your family!

After extensive research, we conclude that Lemonade pet insurance offers the best cat insurance policy at the lowest monthly for Snowshoe cats.

SwiftScore Ranking Methodology for Snowshoe Cats

We ranked the best pet insurance policies for Snowshoe Cats based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Snowshoe Cat with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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