7 Best Renters Insurance Plans Compared (April 2025)
We have helped 1,000s of people select the ideal renters insurance policy for their apartment, home, or college dorm room. Our objectively ranked comparison table is trusted by landlords, property managers, universities, home owner associations, real estate agents, and many more.
STANDARD PLAN
COST
$6.84/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$11.58/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$11.83/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$13.80/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$12.50/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$18.03/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$23.01/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
STANDARD PLAN
COST
$6.84/mo
PROPERTY
COVERAGE
$15,000
LIABILITY
COVERAGE
$100,000
- Lemonade has the best all-around renters insurance policy at the most affordable rates. Bundle with pet and/or car insurance and save 10%
- Their user experience is world-class and it’s easy to get support from their award-winning customer service team
- Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
Ranking Methodology
We ranked more than 7 of the best renters insurance policies based on a variety of important factors including the following:
- Average monthly premium price for $15,000 in property coverage, $100,000 liability coverage for an apartment building resident living in 90210 zip code
- Coverage and benefits
- AM Best rating of the underwriter
- Key policy details including claims satisfaction, user experience of app (if applicable), and flexibility of coverage as well as other factors
- Ease of sign up
- Policy language clarity
- User reviews