5 Best Travel Insurance Plans for 2021

Find the best travel insurance policy for the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! Read more about our unbiased ranking methodology and advertiser disclosure.

4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$76.71

CORONAVIRUS COVERAGE? 

Yes

BEST
 WEBSITE FOR

Comparing Policies

  • Compare dozens of travel insurance policies from all the major providers in one place
  • Easily filter for the features you want and get support from their award-winning customer service team
  • Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$68.63

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Adventure Travel

  • Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
  • Can insure up to 9 people in one family and the signup process is super easy
  • Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$86.71

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Travelers Aged 55+

  • $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
  • Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
  • Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$165.01

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Business Travel

  • Covers employment termination or if you are called to jury duty
  • Provides excellent support for trip interruptions caused by inclement weather
  • Founded in 2012 and underwritten by Arch Insurance
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$151.92

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Luxury Travel

  • A well rounded travel insurance policy with a good user experience
  • They cover 150% of trip cancellations and interruptions on trips that cost up to $50,000 via their Travel Select plan
  • Founded in 1996 and is underwritten by Berkshire Hathaway

SwiftScore Ranking Methodology

We ranked 5 of the best travel insurance policies based on a variety of important factors including the following:

  • Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
  • Coronavirus coverage
  • Cancel for any reason (CFAR)
  • AM Best rating of the underwriter
  • Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
  • Ease of sign up
  • Policy language clarity
  • User reviews