11 Best Travel Insurance Plans Compared for 2021

Find the best travel insurance policy for the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! Read more about our unbiased ranking methodology and advertiser disclosure.

4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$88.00

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

All Types of Travelers

  • Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
  • AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
  • Founded in 1959 and underwritten by Nationwide
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$76.71

CORONAVIRUS COVERAGE? 

Yes

BEST
 WEBSITE FOR

Comparing Policies

  • Compare dozens of travel insurance policies from all the major providers in one place
  • Easily filter for the features you want and get support from their award-winning customer service team
  • Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$86.71

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Travelers Aged 55+

  • Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
  • $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
  • Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$68.63

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Adventure Travel

  • Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
  • Can insure up to 9 people in one family and the signup process is super easy
  • Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
square mouth
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$87.53

CORONAVIRUS COVERAGE? 

Yes

BEST
WEBSITE FOR

Filtering Plans

  • This comparison website has the most comprehensive filters to search for the specific benefits you need
  • They have “Zero Complaint Guarantee” which promises a fair claims process
  • Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$139.00

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Family Travel

  • Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
  • They have a variety of insurance products to suit any travel needs
  • Founded in 1993 and underwritten by Nationwide Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$165.01

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Business Travel

  • Covers employment termination or if you are called to jury duty
  • Provides excellent support for trip interruptions caused by inclement weather
  • Founded in 2012 and underwritten by Arch Insurance
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$151.92

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Luxury Travel

  • A well rounded travel insurance policy with a good user experience
  • They cover 150% of trip cancellations and interruptions on trips that cost up to $50,000 via their Travel Select plan
  • Founded in 1996 and is underwritten by Berkshire Hathaway
4.0
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR ANNUAL PLANS

$45/yr

CORONAVIRUS COVERAGE? 

No

BEST
POLICY FOR

RV Travel

  • RVs and Autos on one convenient policy that can give you a multi-vehicle discount of up to 20%
  • Optional Full Replacement Cost Coverage that gives you a comparable new RV if yours is totaled or stolen
  • Founded in 1966 and is underwritten by National General Insurance
3.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR ANNUAL PLANS

$444/yr

CORONAVIRUS COVERAGE? 

For some destinations

BEST
POLICY FOR

Supplemental Medical Assistance

  • MedJet is a unique supplemental travel insurance plan that will get you to your home hospital rather than the “nearest acceptable facility”
  • Great for people traveling with pre-existing conditions or who would prefer to be treated in their home country
  • Founded in 1993 and is underwritten by Lloyds of London
3.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR ANNUAL PLANS

$521/yr

CORONAVIRUS COVERAGE? 

Yes

BEST
POLICY FOR

Long-term Travel

  • Ideal for digital nomads and long-term travel, available to anyone anywhere
  • Scored lower because short-term travel coverage isn’t as robust as competitors
  • Founded in 2018 and is underwritten by Lloyds of London

axa
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

$88.00

CORONAVIRUS COVERAGE?

Yes

BEST
WEBSITE FOR

All Types of Travelers

  • Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
  • Their “Platinum” plan covers pre-existing conditions and “cancel for any reason”. They also offer helpful 24/7 Worldwide Travel Assistance Services
  • Founded in 1959 and underwritten by Nationwide

SwiftScore Ranking Methodology

We ranked more than 11 of the best travel insurance policies based on a variety of important factors including the following:

  • Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
  • Coronavirus coverage
  • Cancel for any reason (CFAR)
  • AM Best rating of the underwriter
  • Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
  • Ease of sign up
  • Policy language clarity
  • User reviews