7 Best Spanish Mastiff Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

The Spanish Mastiff, is a gentle giant weighing up to 220lbs, with a muscular build and protective personality. Once bred as guard dogs, they are loyal to a fault and comfortable around their family but can show some apprehension near strangers. They are a strong-willed breed but also affectionate and easygoing. The Spanish Mastiff is considered a giant breed, so they may be prone to certain conditions that could affect their health. Some of these health conditions require medical intervention and ongoing treatment. These conditions, while treatable, may become a heavy financial load. Pet insurance is a great option to help mitigate some of these expenses while providing the best care possible for your dog. I am a lifelong dog owner and licensed insurance agent and can help make sense of the pet insurance process. See the Frequently Asked Questions Section below, along with the Tips for Caring for your Spanish Mastiff, to learn more! Read more about our unbiased ranking methodology and advertiser disclosure.

Top Spanish Mastiff Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Spanish Mastiff pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Spanish Mastiff with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$65.75/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Spanish Mastiff Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.8
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$79.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$242.19/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
aspca
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$51.63/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$87.81/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$93.65/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$106.35/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Spanish Mastiff Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SPANISH MASTIFF

$65.75/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Spanish Mastiff Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Spanish Mastiff Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Spanish Mastiff?

As pet owners, we sometimes dismiss from our minds the possibility of illness and injury that we may encounter during our dog’s life. While it’s easy to assume everything will go as planned, sometimes our pets acquire certain conditions like cancer or hip dysplasia that require treatment. We also know that injuries are sometimes inevitable, creating an unplanned financial burden. When you align with a pet insurance company, you will pay a monthly fee to keep an active policy that reimburses you a portion of the cost of care upon claim submission. That monthly investment could save you hundreds or thousands in unforeseen veterinary bills. We know that certain breeds are more prone to certain genetic conditions out of our control. A pet insurance policy ensures the best care for your pet while helping you save money.

What is the proper age to insure my Spanish Mastiff?

Researching a reputable pet insurance company should be done early in the process of considering a pet. Most insurance providers require your new pet to be eight weeks old before they will provide coverage. By enrolling your Spanish Mastiff into an insurance policy early on, you may avoid claim rejections for pre-existing conditions. Early enrollment is critical!

What are a few common insurance claims for the Spanish Mastiff?

Spanish Mastiffs may be plagued with certain medical conditions affecting larger breed dogs. Bloat is the swelling of the stomach caused by food or gas and can put pressure on other organs. If left untreated, further complications can occur. Large-breed dogs are also more susceptible to hip and elbow dysplasia. While this condition can be treated through lifestyle changes, diet, and exercise, surgical intervention may be needed. Entropion is an eye condition caused by a malformation of the eyelids. With this condition, the eyelids turn inwards, creating friction against the eye. Temporary tacking of the eyelid when the pup is young will alleviate short-term symptoms; however, surgical correction when the pup is older will create a lasting solution. Dilated cardiomyopathy is a heart condition that can affect your Spanish Mastiff. This condition causes the heart to enlarge and leads to heart failure. Medications can help manage the disease; however, there is no cure. As you can see, chronic and acute conditions necessitate treatment, which can become financially exhausting. Pet insurance is a great way to minimize out-of-pocket expenses while providing the best care possible for your pet.

What services are typically covered by insurance? What services are excluded from coverage?

As most insurance policies can vary slightly, it is important to research different plans to help find the best fit for your family. They typically cover care associated with illness and unforeseen injuries. Some of the claims typically covered include; infections requiring diagnosis and treatment, broken bones, acute and chronic conditions, preventative care, medications, and hospitalizations. As mentioned above, it is imperative to enroll your Spanish Mastiff in a policy as soon as possible. Most policies will not cover pre-existing conditions; the earlier they enroll, the better.

Do pet insurance companies typically cover dental work?

Spanish Mastiffs may be prone to dental disease, leading to health issues later in life. Some plans may cover dental wellness, injury, or illness treatment. Review your plan to verify coverage.

Can I use a veterinarian of choice, or are there insurance-approved options?

Research each program to ensure coverage. Typical plans are accepted at most licensed veterinary clinics, including specialty or emergency service clinics.

Are there discounts for insuring multiple pets?

There are many different plans, some that may provide a multi-pet discount. It is essential to research this when enrolling your new pet, should you need to enroll more than one pet under the policy.

Who pays for services at the time of veterinary care?

Typically, most pet insurance plans will use a reimbursement method for payment. This means, you will pay for the services up front and follow up by submitting a claim to the insurance company. Based on coverage, a payment will then be made to you.

A high or low-deductible plan, which is best?

Choosing a high or low-deductible plan varies based on your financial situation. When you select a high deductible plan, you typically pay a lower monthly premium. A low deductible plan means you pay more in monthly premiums, but a lower deductible. This is not a “one-size-fits-all” approach. You get to decide what works best for you and your family. Regardless of which plan you choose, the end result is the same, a healthy pet and a healthy wallet for you!

5 Tips for Keeping Your Spanish Mastiff Safe and Healthy

Dog insurance is a great financial safeguard for you and your family. While illnesses and injuries may be inevitable, there are things you can do to help keep your Spanish Mastiff healthy and happy. See the tips below!

1. Daily Movement

Daily walks, playtime in your backyard, or enrichment activities are great ways to encourage daily movement. Your Spanish Mastiff needs about an hour a day of exercise. This will keep their joints limber, stave off boredom, which can lead to destructive behavior, and keep your pup healthy. Weight control is another great way to prevent hip dysplasia. Because Spanish Mastiffs may be apprehensive around other dogs, dog parks may not be ideal.

2. Healthy Diet

Finding the right food for your Spanish Mastiff is important. Working with your veterinarian is a great way to explore large-breed food options. Be sure to feed appropriately based on their weight, as overfeeding can lead to obesity and obesity-related issues, including joint problems.

3. Early Socialization

Your Spanish Mastiff may show aggression toward other dogs, making early socialization paramount. Begin training your mastiff at an early age, to help build a strong relationship and create boundaries and expectations. Getting your mastiff accustomed to other dogs early on, will decrease your chance of aggression.

4. Living Accommodations

Spanish Mastiffs are considered a giant breed of dog. Providing ample room in your home for your cuddly giant is essential. Apartment living, or a small living situation, especially with small children, is not ideal.

5. Grooming

Spanish Mastiffs are not hypoallergenic and have two heavier shedding periods in the fall and spring. Daily combing is a great way to help minimize some of this shedding. Nail care is also important. Be sure to trim your dog’s nails every couple of weeks. There are many nail clippers on the market, but you might prefer the help of a professional groomer. Your mastiff will drool! Keep a towel handy to wipe them down after exercise or drinking to keep their mouth clean and dry. Moisture can lead to yeast infections and odor.

Conclusion

Enrolling your Spanish Mastiff into a pet insurance plan can seem overwhelming. With all of the programs and coverages out there, take your time and do your research. Spending a small amount of money every month can help alleviate financial hardship later. A company that I suggest researching is Lemonade pet insurance. They offer competitive pricing and comprehensive coverage. Spanish Mastiffs are beautiful pets. Planning for their future by enrolling in an insurance plan provides peace of mind for you and your family.

SwiftScore Ranking Methodology for Spanish Mastiffs

We ranked the best pet insurance policies for Spanish Mastiffs based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Spanish Mastiff with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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