7 Best Singapura Cat Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

If you’re feeling overwhelmed by the process of finding the best Singapura cat insurance plan, you’re not alone. I understand your challenges as a nationally licensed insurance agent and doting pet owner. Deciphering policy language and determining the right provider to meet your cat’s needs is no easy feat. The good news is that getting excellent cat insurance coverage can be straightforward with the correct information. To help you along, my team and I compiled everything you need to know, no matter your state of residence or cat’s age. Read more about our unbiased ranking methodology and advertiser disclosure.

Top Singapura Cat Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Singapura Cat insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Singapura Cat with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$16.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Singapura Cat insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$21.94/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
aspca
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$26.65/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$59.80/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$34.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$35.64/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$31.12/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Singapura Cat vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to cat parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR SINGAPURA CAT

$16.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Singapura Cat insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Singapura Cat Insurance FAQs

What does cat insurance offer? Will it benefit my Singapura?

Cat insurance protects you against the steep and continuously rising costs of emergency veterinary care. This financial safety net gives you peace of mind, knowing that you can get your little friend lifesaving treatments or care, no matter the cost.

Singapura cats can benefit from a good insurance policy just as much as other breeds. After all, they may have accidents or develop hereditary health problems throughout their lives, leaving you to shoulder thousands of dollars in vet bills. One disease prevalent in this breed is hypertrophic cardiomyopathy (HCM). Just diagnosing HCM can be costly. Expect to pay up to $1,500 for this and another $3,600 for the necessary treatments and therapies. A second disorder common in Singapuras is pyruvate kinase deficiency, an extreme form of anemia. Treating it throughout your Pura’s life can cost $3,000 or run as high as $8,000.

Buying a cat insurance policy while your Singapura is still young and before they develop any health issues will guarantee you the most comprehensive coverage and lowest rates.

What is the best age to insure my Pura?

You can insure your Pura once they are 8 weeks old. Putting a policy in place for them at such an early age will save you money on premiums and get your kitten broader coverage.

If you’re looking for a cat insurance plan that provides a financial net without credit checks and deductibles, Pawp is a superb alternative. They give pet parents an “Emergency Fund” from which they can draw once per year to pay for urgent veterinary care that’s less than $3,000 for a single one of your pets. You can protect up to 6 animals within your household under this for only $24 each month, and you will also get free unlimited televet services and consultations with pet experts.

What are the most typical reasons for Singapura claims? Is cat insurance worthwhile for this breed?

Many cat insurance claims for Singapuras tend to be for expensive health disorders. For example, a common reason for claims is hypertrophic cardiomyopathy (HCM). HCM is when your Pura’s heart muscles thicken and start to lose their ability to contract and adequately pump blood. It can eventually lead to congestive heart failure and blood clots. While there is no cure, you can treat the symptoms to improve your cat’s quality of life, and doing so is expensive. Simply diagnosing HCM can run you $1,500. Care and treatments for the rest of their life can cost up to $300 per month ($3,600/year).

Another typical reason for claims among this breed is pyruvate kinase deficiency, in which the body does not produce sufficient red blood cells. The result is that the body becomes deficient in oxygen throughout the body. A mixed bag of treatments and therapies are necessary to support your Pura through this, such as regular blood transfusions, frequent oxygen therapy and possibly surgery to remove the spleen if it becomes too inflamed. Expect to spend upwards of $5,000 on veterinary care to extend their life. Of course, the right cat insurance policy could ease the financial burden of such veterinary care and give you the freedom to seek treatments you may have otherwise not been able to afford.

What does cat insurance exclude from coverage?

Coverage specifics differ between policies and providers, but you can expect a baseline coverage that reimburses for urgent care your insurer qualifies as “sudden and catastrophic.” Such incidents include eye infections, intestinal blockages, broken bones, skin rashes and car accidents.

Should your Singapura develop a health problem before you apply for insurance, your provider will exclude it from coverage and list it as a “pre-existing condition” in your policy. Therefore, care for this issue will be ineligible for reimbursement. If having routine care such as physical check-ups and vaccinations is important to you, be sure to ask your cat insurance company about their wellness packages.

What do I need to do to get reimbursed?

Your veterinarian and insurance provider will most likely require you to pay your bill immediately after your Pura receives care. Once you’ve done so, you can go into your insurer’s online portal to file a claim and submit the necessary documentation. Call your insurer for more information if you need to file a claim by mail.

How much can you expect to be reimbursed? The amount all depends on the details of your policy. Here’s a hypothetical example you can use to plug your policy’s respective numbers into for calculation purposes. Imagine that your Singapura needs an urgent hip operation that costs $4,000 and your cat insurance policy comes with a $250 deductible and a 90% reimbursement rate. In this scenario, your reimbursement would be $3,600 minus the $250 deductible. Ultimately, this leaves your insurer responsible for $3,350 and you only $650.

While the savings are immense, we are aware of the challenges that waiting for reimbursement presents, which is why we are big fans of Trupanion. If you choose a veterinarian within their network, Trupanion will take care of their portion of your cat’s urgent care bills directly. This arrangement eliminates the need for you to pay upfront and leaves you responsible only for your share.

Is it a better deal to get a higher or lower deductible?

It’s crucial to understand that no one deductible will guarantee you more savings than another. In fact, the deductible you choose will depend on your finances and preferences. If you opt for a lower deductible, you will pay a higher premium but have lower out-of-pocket costs for emergencies. A higher deductible will get you the opposite. We encourage you to review your finances and use the calculator on your preferred pet insurance company’s website so that you can make an informed decision.

5 Useful Strategies for Keeping Your Singapura Cat Safe & Healthy

1. Give your Singapura plenty of attention and company

Singapuras thrive when they have plenty of company. They love interacting with their humans throughout the day. This breed does not like being left alone. Whether it be supervising your cooking, following you around the house or snuggling with you on the sofa, they want to be involved. Too much time on their own will make your furry friend withdrawn and depressed. Ensure your Singapura has a human or animal companion throughout the day.

2. Keep your Pura active

Your Pura needs both mental and stimulation every day. Their intelligent, energetic and curious nature makes them a ton of fun when it comes to playing. You can quickly train them to perform tricks or even walk on a leash. They will also seize any opportunity you give them to solve a treat puzzle. A key to guaranteeing your Singapura’s happiness is to provide them with many different toys and vary the type of play in which you engage them.

3. Feed your Singapura a high-protein diet

Like most cats, Singapuras can become obese if fed a diet too heavily reliant on carbohydrates. One major difference, though, is that cats of this breed are natural grazers. Therefore, feed them two small meals of premium, high-protein raw or canned and leave some high-protein kibble out for them to eat throughout the day. Steer clear of dry foods with protein contents below 50%, since they are packed with carbohydrates and other cheap fillers that are destructive to your cat’s health.

4. Help your Pura stay hydrated

Hydration is essential to your Singapura’s health. Keeping well-hydrated supports organ function and ensures the liver and kidneys can remove toxins from the body. You can help your Pura stay hydrated by doing a few simple daily things. Most importantly, give your cat a bowl of fresh water. Wash and refill it daily. Secondly, feed them foods with high-moisture content. Lastly, stir a teaspoon of water into each of their meals.

5. Develop a simple grooming regimen for your Singapura

Singapuras have relatively low-maintenance coats that shed very little. Brushing them once each week should be adequate to remove any loose hair. Of course, trimming their nails as well as cleaning their teeth and ears will be a bit more challenging. Ask your veterinarian to demonstrate safe techniques for each of these so that you don’t inadvertently injure your Pura. Establishing a consistent grooming routine while they are still a kitten will make the process so much easier in the long run.

Conclusion

Armed with the right information, finding the best Singapura cat insurance can be a hassle-free experience. We recommend insuring your little friend once they turn 8 weeks old to get the best coverage and premiums possible. Of course, insuring your Pura at any age will reimburse for much of their emergency care and support their overall well-being. Throughout our research, my team and I found that Lemonade pet insurance has the most dynamic customer service and lowest rates.

SwiftScore Ranking Methodology for Singapura Cats

We ranked the best pet insurance policies for Singapura Cats based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Singapura Cat with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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