Pitsky Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Pitsky?

Pet insurance is a great way to offer peace of mind for you and your family should any health issues arise with your beloved dog. By aligning with a pet insurance company, you will pay a monthly fee to keep your policy active, reimbursing you a portion of the cost of care upon submission of your claim. That small monthly investment can save you hundreds or even thousands of dollars in unforeseen veterinary bills. As a pet owners, we do not anticipate any of these medical issues, but we know certain breeds, like the Pitsky, suffer from conditions that are out of our control. Your pet insurance policy will help you provide the necessary care your dog deserves while avoiding unnecessary financial stress.

What is the proper age to insure my Pitsky?

It is important to insure your dog as soon as possible. Most insurance providers require that your new family member should be at least 8 weeks old before they will provide coverage. Typically, when your new puppy is coming home, that is the best time to start your policy. Be sure to do your research while your dog is weaning and in the breeder’s care. That way, you are set when they come to their forever home!

What are a few common insurance claims for the Pitsky?

While considered a very healthy breed, the Pitsky may be prone to certain genetic conditions that may require treatment. Hip dysplasia, a degenerative defect with the hip joint, can affect Pitskies. Movement, like running and walking, creates a grinding in the joint, which can lead to deterioration. That loss of mobility can sometimes equate to an expensive THR (total hip replacement) surgery. Autoimmune thyroiditis is a condition that may affect your Pitsky. This condition causes the thyroid to become inflamed as a result of an autoimmune response, which can lead to a host of secondary health issues. With any chronic or acute condition, including broken bones, illness or injury, veterinary care is necessary and can be expensive. Pet insurance is a great way to minimize out-of-pocket expenses while providing the best care possible for your dog.

What services are typically covered by insurance? What services are excluded from coverage?

Though dog insurance policies can vary greatly, they typically cover care associated with illnesses or unforeseen injuries. Some of these services that may be covered include, but not limited to: infection, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications and hospitalizations. Some services may be excluded, but that varies by plan. Most dog insurance policies will not cover pre-existing conditions, making early enrollment extremely important.

Does pet insurance cover dental work?

Each plan varies, but some insurance plans cover dental wellness and illness or injury. It is important to review each policy’s coverage to determine what’s best for your dog.

Can I use a veterinarian of choice, or are there insurance-approved options?

Most typical plans are accepted at any licensed veterinary clinic, including specialty or emergency service clinics.

Are there discounts for insuring multiple pets?

Many plans offer a multi-pet discount. When enrolling your new pet, please verify with your insurance to see if you qualify for a multi-pet discount.

Who pays for services at the time of veterinary care?

Most typical pet insurance plans utilize a reimbursement method for payment. You would pay for services up front and submit a claim to the insurance company after services were rendered. Payment will then be made to you, dependent upon your reimbursement rate and deductible.

How should we choose from a high or low deductible plan?

With many dog insurance plans to choose from, it is important to understand your financial situation. A high deductible plan typically equates to lower monthly premiums. Some have enough in savings to cover a high deductible should their pet need immediate care. Others choose a low deductible plan, which means their premiums are higher, but they do not have to pay a large lump in the form of a high deductible. There is no right or wrong plan. It’s the “best plan that works for you.” Ultimately, the end result is the same regardless of which plan you choose. And that means a healthy pet and a healthy wallet for you.

5 Tips for Keeping Your Pitsky Safe and Healthy

Pet insurance is a great financial safeguard for you and your family. However, there are many things that you can do daily to ensure your Pitsky lives a long and happy life! Below are a few tips.

1. Daily Exercise

Daily walks are a great way to keep your dog in shape and at the proper weight. Pitskies are highly energetic dogs that require two hours of exercise per day. They make a great companion for runners. Exercise will also help combat boredom, which can sometimes lead to destructive behavior. Enrichment is also a great way to stimulate their minds, while engaging in exercise. Playing fetch, “go find it” and other fun games, are a great way to keep them active, while promoting mental stimulation.

2. Proper Nutrition and Food Intake

Work with your veterinarian to find high-quality food, in the proper portion, for your Pitsky. Overfeeding can lead to obesity-related issues and can cause or worsen joint problems.

3. Basic Training

Early training and socialization are very important. They do best with positive reinforcement training and lots of rewards! Socialization with other animals and children at a young age will help. Agility training is a great option for your Pitsky.

4. Crate Training

Pitskies prefer the company of their family. It is important to crate train your Pitsky at a young age, so they are comfortable with being alone for longer periods of time. Crate training reduces the risk of boredom and destructive behavior.

5. Regular Grooming

Pitskies have coats that vary in color and length, but will need a good weekly combing. Nail care is very important as well. Many auto-stop trimmers are on the market, but you may also turn to the experts to help keep your dog’s nails short and smooth.

Conclusion

Enrolling your Pitsky into a pet insurance plan can seem daunting. However, the benefits of having a money-saving plan in place outweigh the small upfront effort. While we do not think about illness or injuries when we bring a new dog into the family, it is something to consider so we can avoid costly veterinary visits later, while ensuring the best possible care for our beloved dog.

After extensive research, we conclude that Lemonade pet insurance offers the best dog insurance policy at the lowest monthly price for the Pitsky. With a little bit of planning, they can live a long and healthy life with you and your family!

SwiftScore Ranking Methodology for Pitskys

We ranked the best pet insurance policies for Pitskys based on a variety of important factors including the following:

• Average monthly price for a 2-year-old Pitsky with a $500 deductible located in the 90210 zip code
• Coverage and benefits
• Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
• AM Best rating of the underwriter
• Reimbursement percentage
• Annual benefit amount
• Technology and user experience
• Ease of sign up
• Policy language clarity
• User reviews

Other state dog insurance resources

Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland |
Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming