7 Best Pitsky Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

A cross between an American Pit Bull Terrier, and a Siberian or Alaskan Husky, the Pitsky is a handsome and loving mixed breed. No two look exactly the same, making this breed unique and exciting. Pitskies are a great breed for those that love huskies, but live in a climate that is not suitable for a purebred. They are muscular and high-energy, making them a wonderful companion for an active household. While they are considered a healthy breed, they may be susceptible to treatable medical conditions, but can be an overwhelming financial constraint. The good news is, pet insurance is a wonderful option that allows you to provide the best care and treatment possible, while helping you save money. As a licensed insurance agent and lifelong dog owner, I am here to make sense of the pet insurance landscape. Read on to learn more! Read more about our unbiased ranking methodology and advertiser disclosure.

Top Pitsky Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Pitsky pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Pitsky with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$26.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Pitsky Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$61.48/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$102.08/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
aspca
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$37.73/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$57.45/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$44.20/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$61.81/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Pitsky Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR PITSKY

$26.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Pitsky Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Pitsky Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Pitsky?

Pet insurance is a great way to offer peace of mind for you and your family should any health issues arise with your beloved dog. By aligning with a pet insurance company, you will pay a monthly fee to keep your policy active, reimbursing you a portion of the cost of care upon submission of your claim. That small monthly investment can save you hundreds or even thousands of dollars in unforeseen veterinary bills. As a pet owners, we do not anticipate any of these medical issues, but we know certain breeds, like the Pitsky, suffer from conditions that are out of our control. Your pet insurance policy will help you provide the necessary care your dog deserves while avoiding unnecessary financial stress.

What is the proper age to insure my Pitsky?

It is important to insure your dog as soon as possible. Most insurance providers require that your new family member should be at least 8 weeks old before they will provide coverage. Typically, when your new puppy is coming home, that is the best time to start your policy. Be sure to do your research while your dog is weaning and in the breeder’s care. That way, you are set when they come to their forever home!

What are a few common insurance claims for the Pitsky?

While considered a very healthy breed, the Pitsky may be prone to certain genetic conditions that may require treatment. Hip dysplasia, a degenerative defect with the hip joint, can affect Pitskies. Movement, like running and walking, creates a grinding in the joint, which can lead to deterioration. That loss of mobility can sometimes equate to an expensive THR (total hip replacement) surgery. Autoimmune thyroiditis is a condition that may affect your Pitsky. This condition causes the thyroid to become inflamed as a result of an autoimmune response, which can lead to a host of secondary health issues. With any chronic or acute condition, including broken bones, illness or injury, veterinary care is necessary and can be expensive. Pet insurance is a great way to minimize out-of-pocket expenses while providing the best care possible for your dog.

What services are typically covered by insurance? What services are excluded from coverage?

Though dog insurance policies can vary greatly, they typically cover care associated with illnesses or unforeseen injuries. Some of these services that may be covered include, but not limited to: infection, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications and hospitalizations. Some services may be excluded, but that varies by plan. Most dog insurance policies will not cover pre-existing conditions, making early enrollment extremely important.

Does pet insurance cover dental work?

Each plan varies, but some insurance plans cover dental wellness and illness or injury. It is important to review each policy’s coverage to determine what’s best for your dog.

Can I use a veterinarian of choice, or are there insurance-approved options?

Most typical plans are accepted at any licensed veterinary clinic, including specialty or emergency service clinics.

Are there discounts for insuring multiple pets?

Many plans offer a multi-pet discount. When enrolling your new pet, please verify with your insurance to see if you qualify for a multi-pet discount.

Who pays for services at the time of veterinary care?

Most typical pet insurance plans utilize a reimbursement method for payment. You would pay for services up front and submit a claim to the insurance company after services were rendered. Payment will then be made to you, dependent upon your reimbursement rate and deductible.

How should we choose from a high or low deductible plan?

With many dog insurance plans to choose from, it is important to understand your financial situation. A high deductible plan typically equates to lower monthly premiums. Some have enough in savings to cover a high deductible should their pet need immediate care. Others choose a low deductible plan, which means their premiums are higher, but they do not have to pay a large lump in the form of a high deductible. There is no right or wrong plan. It’s the “best plan that works for you.” Ultimately, the end result is the same regardless of which plan you choose. And that means a healthy pet and a healthy wallet for you.

5 Tips for Keeping Your Pitsky Safe and Healthy

Pet insurance is a great financial safeguard for you and your family. However, there are many things that you can do daily to ensure your Pitsky lives a long and happy life! Below are a few tips.

1. Daily Exercise

Daily walks are a great way to keep your dog in shape and at the proper weight. Pitskies are highly energetic dogs that require two hours of exercise per day. They make a great companion for runners. Exercise will also help combat boredom, which can sometimes lead to destructive behavior. Enrichment is also a great way to stimulate their minds, while engaging in exercise. Playing fetch, “go find it” and other fun games, are a great way to keep them active, while promoting mental stimulation.

2. Proper Nutrition and Food Intake

Work with your veterinarian to find high-quality food, in the proper portion, for your Pitsky. Overfeeding can lead to obesity-related issues and can cause or worsen joint problems.

3. Basic Training

Early training and socialization are very important. They do best with positive reinforcement training and lots of rewards! Socialization with other animals and children at a young age will help. Agility training is a great option for your Pitsky.

4. Crate Training

Pitskies prefer the company of their family. It is important to crate train your Pitsky at a young age, so they are comfortable with being alone for longer periods of time. Crate training reduces the risk of boredom and destructive behavior.

5. Regular Grooming

Pitskies have coats that vary in color and length, but will need a good weekly combing. Nail care is very important as well. Many auto-stop trimmers are on the market, but you may also turn to the experts to help keep your dog’s nails short and smooth.

Conclusion

Enrolling your Pitsky into a pet insurance plan can seem daunting. However, the benefits of having a money-saving plan in place outweigh the small upfront effort. While we do not think about illness or injuries when we bring a new dog into the family, it is something to consider so we can avoid costly veterinary visits later, while ensuring the best possible care for our beloved dog.

After extensive research, we conclude that Lemonade pet insurance offers the best dog insurance policy at the lowest monthly price for the Pitsky. With a little bit of planning, they can live a long and healthy life with you and your family!

SwiftScore Ranking Methodology for Pitskys

We ranked the best pet insurance policies for Pitskys based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Pitsky with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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