Pharaoh Hound Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Pharaoh Hound?

Pet insurance provides peace of mind when the unexpected happens. Puppies are notorious for being mischievous and eating things they shouldn’t, sending you to the local vet, and sometimes during expensive after-hour visits. They may become sick from a recent trip to the dog park or kennel. Whatever the reason, pet insurance is there to offer coverage for these unplanned visits. Some studies report emergency vet visits to range from several hundred to several thousand dollars. A pet insurance policy will cover eligible expenses, dependent upon your reimbursement rate and deductible. While we do not anticipate expensive vet bills, they are unavoidable for most pet owners. Your small monthly investment, or premium, provides financial security and allows you to make medical decisions for your pet based on their needs versus your financial status. Avoid unnecessary stress by enrolling your Pharaoh Hound in a pet insurance policy today!

What is the proper age to insure my Pharaoh Hound?

Pet insurance companies recommend early enrollment to avoid denial of claims for pre-existing conditions. Most suggest enrolling your puppy by eight weeks of age or your mature dog within the first few months of bringing them home. Some companies may have age limits, so verify this with your insurance provider if there are any concerns.

What are a few common insurance claims for the Pharaoh Hound?

Along with common dog illnesses, injuries or accidents, Pharaoh Hounds may have the propensity to develop degenerative conditions such as hip dysplasia. In severe cases, a total hip replacement may be necessary. Elbow dysplasia is a genetic condition that can cause laxity in the elbow leading to lameness in the dog, which can sometimes require surgery. Your hound is at a slightly increased risk of bloat, which can cause the stomach to dilate and distend. This can cause impeded blood flow to the heart. Gastrointestinal, thyroid and eye issues are also noted in this breed.

What services are typically covered by insurance? What services are excluded from coverage?

There can be considerable variation between dog insurance policies, but most cover the cost of caring for illness or unforeseen injuries. Care needed for: infections, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications, and hospitalizations are some of the services that may be covered by insurance. Some plans cover preventative care in their basic plans, while others require an add-on wellness package. Pre-existing conditions are not covered, so early enrollment is extremely important.

Does pet insurance cover dental work?

The coverage for dental wellness varies depending on the insurance company, but some policies cover mouth illnesses and injuries. There may be add-on dental care with certain providers. You should review each policy’s coverage to determine which is best for you and your dog.

Can I use a veterinarian of choice, or are there insurance-approved options?

Because pet insurance utilizes a reimbursement method of payment, the majority of plans are accepted at any licensed veterinary clinic, including emergency service and specialty clinics.

Are there discounts for insuring multiple pets?

It is common for insurance companies to offer multiple-pet discounts. Be sure to verify with your insurance provider during enrollment to see which money-saving discounts are available!

Who pays for services at the time of veterinary care?

With most plans, you will pay for services upfront, submit a claim to the insurance company and receive reimbursement based on your reimbursement rate and deductible. Many plans in the market provide fast claim repayments, usually directly into your account, within a week’s time or sooner.

How should we choose from a high or low-deductible plan?

Customizing a pet insurance plan is easy with the many coverage options, reimbursement rates and, deductibles to choose from. Your financial situation at the time of enrollment will help you choose between a high or low-deductible plan. With a high-deductible plan, your monthly premiums are slightly lower, but you have a higher deductible or portion to pay upfront before coverage kicks in. A low-deductible plan is just the opposite. You will pay a slightly larger monthly premium but have a lower upfront deductible that you are required to pay at the time of service. Whichever plan you choose is what works best for you, as coverage and care are the same regardless of which deductible you select.

5 Tips for Keeping Your Pharaoh Hound Safe and Healthy

Pet insurance is a great financial safeguard for you and your family. However, there are many things that you can do daily to ensure your Pharaoh Hound lives a long and happy life! Below are a few tips.

1. Daily Exercise

Your Pharaoh Hound will benefit from daily walks, roughly 30 minutes per day minimum, twice a day is ideal. Daily walks are a wonderful way to help your dog maintain its proper weight. Weight management is an important part of preventing hip and joint issues. Exercise is also a great way to stimulate your dog’s mind, tire them out and help them avoid undesirable or destructive behaviors. As they always say, a tired dog is a good dog. Along with daily movement, enrichment games are a great way to keep your dog mentally stimulated and balanced. Simple “find it” games will encourage your pup to use his mind. A balanced dog is an important part of maintaining overall health and wellness.

2. Proper Nutrition and Food Intake

Find high-quality food your hound enjoys. Feed him in the proper portions, so you avoid the risk of obesity and obesity-related disease and bloat. Be mindful of table food and excessive treats. These can add up and cause weight gain fairly quickly.

3. Training

Pharaoh Hounds are smart, eager to learn, and extremely adaptable in training. They work best with positive reinforcement training and lots of rewards! Be sure to socialize your hound early and consider agility training, as they do quite well with this type of training.

4. Use a Leash

Pharaoh Hounds are not off-leash dogs. Their instincts direct them to hunt when not tethered to you. It is important to keep them on a sturdy leash or enclosed space during exercise and playtime.

5. Regular Grooming

Your hound has a short and flat coat that requires light weekly brushing, which will help alleviate loose hair to minimize shedding. Be sure to clip or file their nails every 3-4 weeks or as needed. Some may find it easier to have their nails clipped by a professional groomer.

Conclusion

Pet insurance plans are suitable and beneficial to most dog owners. The cost of pet care is rising, and certain conditions are unavoidable. While it seems presumptuous to enroll your dog into a pet insurance plan now, doing so can save you hundreds or thousands in unplanned vet visits. Economic euthanasia is on the rise. Some medical treatments are costly and ongoing. Pet owners are left wondering how they will pay their current bills, along with expensive vet bills that they hadn’t budgeted for. Allow a pet insurance plan to provide financial security, along with the peace of mind that you can treat your pet as needed. Lemonade pet insurance is a company that I recommend as they offer competitive pricing and rates, quick quotes online, fast claim settlement, and more. A bit of upfront planning can help you create a policy that works for you and your pet, so you can get back to what matters most.

SwiftScore Ranking Methodology for Pharaoh Hounds

We ranked the best pet insurance policies for Pharaoh Hounds based on a variety of important factors including the following:

• Average monthly price for a 2-year-old Pharaoh Hound with a $500 deductible located in the 90210 zip code
• Coverage and benefits
• Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
• AM Best rating of the underwriter
• Reimbursement percentage
• Annual benefit amount
• Technology and user experience
• Ease of sign up
• Policy language clarity
• User reviews

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