7 Best Norwich Terrier Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

A companion breed full of energy and spunk, formerly used for hunting vermin, the Norwich Terrier will delight you with his silly antics and lovable personality. While the Norwich Terrier is a sturdy dog and generally healthy, they are susceptible to treatable medical conditions, but these treatments can become an overwhelming financial constraint. Pet insurance is an excellent option for providing the best care and treatment possible while helping you save money. As a licensed insurance agent and lifelong dog owner, I am here to make sense of the pet insurance process. Review the below commonly asked questions, claims, and tips for caring for your Norwich Terrier! Read more about our unbiased ranking methodology and advertiser disclosure.

Top Norwich Terrier Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Norwich Terrier pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Norwich Terrier with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$22.50/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Norwich Terrier Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$86.83/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
pumpkin logo
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$79.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$44.20/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
aspca
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$51.63/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$42.70/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Norwich Terrier Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$53.29/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NORWICH TERRIER

$22.50/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Norwich Terrier Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Norwich Terrier Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Norwich Terrier?

Pet insurance is a great way to create a financial safety net for you and your family. As it works similarly to human insurance, once your deductible is met, your policy will cover a portion of your veterinary bills, which could equate to hundreds or thousands of dollars in unplanned expenditures. Aligning with a pet insurance company allows necessary medical care while alleviating the stress of illness, injuries, and accidents. Certain breeds, like the Norwich Terrier, can suffer from conditions out of our control, making pet insurance a good choice for most families. When we bring our furry friend home, the last thing we consider is the possibility of illness or injury. No one should have to decide on their pet’s healthcare based on their financial situation.

What is the proper age to insure my Norwich Terrier?

Researching a suitable plan is as important as early enrollment. Most insurance plans recommend enrollment by the time your pup is eight weeks old. Early enrollment will help provide the most comprehensive claim coverage. When pet owners delay enrollment, insurance companies may deny claims and deem certain conditions pre-existing. When considering adopting or finding a reputable breeder, it is an excellent time to begin searching for a suitable pet insurance plan. Once your new family member comes home, it is the proper time to provide coverage.

What are a few common insurance claims for the Norwich Terrier?

While considered a reasonably healthy breed, the Norwich Terrier may be prone to certain genetic conditions that require treatment. Upper Airway Syndrome, a respiratory disease with varied clinical presentation, may affect your terrier. Hip dysplasia, a degenerative defect with the hip joint, may lead to deterioration of the joint. Severe cases may require total hip replacement surgery. Elbow dysplasia is a genetic issue caused by varying growth rates of the three bones that make up the dog’s elbow, causing laxity and lameness. This condition can become costly to manage and treat, sometimes requiring surgical intervention. Veterinary care is an expensive yet necessary part of pet ownership. Most comprehensive plans on the market will cover a portion of the care needed for chronic or acute conditions, minimizing your out-of-pocket expenses.

What services are typically covered by insurance? What services are excluded from coverage?

Though dog insurance policies can vary greatly, they typically cover care associated with illnesses or unforeseen injuries. Some of the services that may be covered include infection, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications and hospitalizations. Some services could be excluded, but each plan varies. Most dog insurance policies will not cover pre-existing conditions, which is why early enrollment is extremely important.

Does pet insurance cover dental work?

Dental disease can be a common issue in dogs. In addition, some dogs are heavy chewers and easily injure their teeth. Dental care may be an important part of your plan selection. As each plan varies, it is important to review coverage to help determine what’s best for your dog.

Can I use a veterinarian of choice, or are there insurance-approved options?

While some pet owners have veterinarians already in mind, it is a good idea to research which clinics are approved. Typical plans are covered at most licensed veterinary, specialty, and emergency service clinics.

Are there discounts for insuring multiple pets?

Some plans offer a multiple-pet discount. When researching an insurance plan for your new pet, please verify with your insurance to see if you qualify for a discount.

Who pays for services at the time of veterinary care?

Typically, a reimbursement method is used for payment. The insured pays for services upfront and follows by submitting a claim. After your chosen deductible is met, payment is made to you based on the reimbursement rate outlined in your plan.

How should we choose from a high or low-deductible plan?

Understanding your financial situation at the time of enrollment, will help you determine if a high or low-deductible plan is best for you. If you choose a low-deductible plan, your monthly premiums will be a bit higher. With a high-deductible plan, your premiums are lower. Every family is different, every situation is unique. There is no right or wrong choice. The end result is the same regardless of which plan you choose. That means a healthy pet and a healthy wallet!

5 Tips for Keeping Your Norwich Terrier Safe and Healthy

Pet insurance provides a financial safeguard for you and your family. There are many tips that you can do daily to ensure your Norwich Terrier lives and long and healthy life!

1. Daily Exercise

Physical activity and mental stimulation are important parts of keeping your Norwich Terrier healthy. Taking daily walks with your pup will help keep your terrier in shape and at the proper weight. Norwich Terriers are active dogs with innate hunting instincts. Exercise helps prevent boredom, which can lead to destructive behaviors like chewing, digging, barking, and accidents. Enrichment is a fun way to stimulate their minds while engaging in exercise. Playing fetch, “go find it” and other fun games, are an excellent way to keep them active, while promoting mental stimulation. It is important to keep them on leash, as their keen hunting sense may lead them astray while exercising.

2. Proper Nutrition and Food Intake

Norwich Terriers love to eat. Finding high-quality food that matches their energy level and size, is essential. Overfeeding is a common problem, especially when they look up at you with sad eyes begging for more. This could lead to obesity and obesity-related issues. Joint issues tend to worsen when dogs are not at their optimal weight. Your veterinarian will be able to determine an ideal weight for your pooch.

3. Training

Early training and socialization are important. Your Norwich Terrier will do best with positive reinforcement training and many rewards! Socializing your pup early with other dogs and children is a great way to get them used to the activity around young children and other animals.

4. Providing a Fenced Area

Norwich Terriers are inherently good hunters. Their instincts often kick into overdrive while outside, and they tend to wander off. Providing an area that is fenced-in will keep your pup safe while being able to explore.

5. Regular Grooming

Norwich Terriers have a double coat. Their outer coat is wiry and protective, while their undercoat is soft and insulating. Special care is needed to strip the outer coat so the undercoat has a chance to regrow. Some find it easiest to utilize a professional groomer to keep their pup’s coat soft, shiny, and more manageable. You can tell when Norwich Terrier’s nails need to be clipped on how they support their legs on a hard surface. Their pads should support their legs. Dental care is a great way to prevent dental disease, a common condition in dogs. Brushing your dog’s teeth may be difficult at first, but with practice, it will become a part of their daily routine!

Conclusion

Enrolling your Norwich Terrier into a pet insurance plan can seem overwhelming and unnecessary with a brand-new fluffy dog at home. We do not consider the what-ifs when we look at our adorable new companions. Sadly, economic euthanasia, a term that refers to euthanasia versus medical treatment, is becoming more prevalent. The exorbitant medical bills cripple very good-intentioned pet owners. Your small upfront effort may save you and your family hundreds or thousands in veterinary bills but also allow you to make the best choice for your dog.

After extensive research, we conclude that Lemonade pet insurance offers the best dog insurance policy at the lowest monthly price for the Norwich Terrier. Norwich Terriers make excellent companions. Your small investment in their health will pay dividends for years to come!

SwiftScore Ranking Methodology for Norwich Terriers

We ranked the best pet insurance policies for Norwich Terriers based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Norwich Terrier with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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