7 Best Neapolitan Mastiff Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

The Neapolitan Mastiff, also known as the mighty Mastiff, is a “larger-than-life” dog breed with natural instincts to guard and protect its owner. This gentle giant is loving and loyal and makes a great companion for those with ample space. Like many large dog breeds, they are vulnerable to medical conditions that can be treated but can also be an overwhelming financial constraint. There is good news. Pet insurance is an option for most pet owners, and it allows you to make decisions that are best for your pet without the concern of the cost associated with such care. As an informed pet owner and licensed insurance agent, I can help you make sense of the pet insurance landscape so that you can make the best decision for you and your furry companion. Read more about our unbiased ranking methodology and advertiser disclosure.

Top Neapolitan Mastiff Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Neapolitan Mastiff pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Neapolitan Mastiff with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$68.58/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Neapolitan Mastiff Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$64.55/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$249.78/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
aspca
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$41.70/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$59.00/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$105.93/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$106.35/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Neapolitan Mastiff Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company

lemonade
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR NEAPOLITAN MASTIFF

$68.58/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Neapolitan Mastiff Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Neapolitan Mastiff Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our Neapolitan Mastiff?

When you embark upon pet ownership, you must ask yourself how financially prepared you are to handle emergency illnesses and injuries. Some surveys suggest that fewer than half of pet owners carry a comprehensive pet insurance policy. It is usually on the docket of well-intentioned pet owners, but often forgotten about. Routine care can set you back hundreds of dollars annually, while emergencies or chronic medical conditions can cost thousands to treat, depending on the situation. A small monthly investment, known as your premium, allows you a complete list of benefits that will help you cover the cost of emergency veterinary medicine, routine care, diagnostics and treatment of chronic illnesses or injuries, medications, and more. Pet insurance works to protect your pet but also your finances. No one expects a $5000 bill from an emergency visit for something your pup swallowed, necessitating surgery. Accidents happen, illnesses are inevitable and inherited conditions make pet insurance a no-brainer.

What is the proper age to insure my Neapolitan Mastiff?

Early enrollment is an essential step in the pet insurance process. Most insurance providers recommend enrollment around eight weeks of age for puppies. More mature dogs, or even senior dogs depending on the company, will require a waiting period before coverage eligibility. Waiting too long to enroll can lead to claim denial for pre-existing conditions.

What are a few common insurance claims for the Neapolitan Mastiff?

Your Neapolitan Mastiff is a large breed that may have the propensity to develop certain genetic conditions that necessitate treatment. Heart failure is caused by dilated cardiomyopathy and may affect your Mastiff, causing heart muscles to become very thin, so the heart has to work harder and eventually becomes enlarged. Medications, diet, and rest are all helpful management tools. A condition of the hip known as hip dysplasia tends to afflict large breed dogs like the Mastiff. This is a degenerative condition where the hip joint deteriorates and grinds when the dog is walking or running. In severe cases, a total hip replacement could be the only cure, while milder cases cause loss of mobility and complacency. A total hip replacement can run up to $7000 or more. Varying growth rates in the dog’s elbow can cause a condition known as elbow dysplasia. This condition may cause elbow laxity, and lameness and sometimes requires surgery. Chronic and acute conditions such as broken bones, illnesses, or injuries may also affect your pup, so a comprehensive pet insurance policy is your safeguard against those financial constraints.

What services are typically covered by insurance? What services are excluded from coverage?

Every insurance company differs slightly in its offerings, so it is important to review each plan and all that they cover, to ensure you find the best fit for your pet. Basic pet insurance plans cover illnesses or injuries that are urgent in nature and unplanned. Most companies provide add-on coverages, so you can customize a plan that works for you. These well-rounded plans may cover the cost of some routine or preventative care such as vaccines and check-ups, behavioral therapy, and even chiropractics. A vast majority of basic plans will cover the cost of accidents, broken bones, chronic and acute illnesses, medications, and hospitalizations. Pre-existing conditions will not be covered, so early enrollment is vital!

Does pet insurance cover dental work?

Dental wellness is not typically covered, however, some plans may offer this as an add-on option, so it is important to do your research. Some may cover accidents or infections of the mouth, but that also varies by plan.

Can I use a veterinarian of choice, or are there insurance-approved options?

Most licensed veterinarians, including those in specialty care or emergency care, are covered.

Are there discounts for insuring multiple pets?

Most pet insurance plans offer a multiple-pet discount. Verify with the insurance companies that you are reviewing, to be sure that you are eligible for this. While most pet insurance companies cover cats and dogs, you may find extended coverage for exotic pets.

Who pays for services at the time of veterinary care?

Typical pet insurance plans utilize a reimbursement method of payment. You will pay upfront for services received but should receive reimbursement from your insurance provider within the same week. Some plans offer quick turnaround times, so pay attention to that when doing your research.

How should we choose from a high or low-deductible plan?

This is not a “one size fits all” answer. Upon enrollment, you should select a deductible that you feel comfortable paying should your pet need medical treatment. Some elect to pay a higher deductible but save a bit each month on their premiums. Others are hesitant to pay a larger lump sum at the time of care and prefer a lower deductible, with slightly higher monthly premiums. The option that works best for you, is the best choice. The level of care remains the same!

5 Tips for Keeping Your Neapolitan Mastiff Safe and Healthy

Dogs are our best friends. Pet insurance may help us with the financial constraints of pet ownership, but there are many things we can do at home to help them live a long and happy life.

1. Daily Exercise

Your Neapolitan Mastiff, will benefit from daily walks. Exercise keeps them at a healthy weight, helps reduce stress, improves your cardiovascular health, and keeps your pup calm. Dogs tend to get bored, which can lead to destructive behavior. The best way to help reduce the risk of boredom is by taking a daily walk, but also encouraging enrichment play. Mental stimulation every day is just as important as physical activity, to create a balanced and happy dog!

2. Proper Nutrition and Food Intake

Neapolitan Mastiffs are large dogs with large appetites. It is important to maintain a proper feeding schedule and to avoid overfeeding, which can lead to obesity-related issues, and can worsen joint issues. Be sure to work with your veterinarian to find high-quality food for their size, stage in life, and activity level.

3. Training

Begin the training process as early as possible to yield the best results. Your Mastiff will do best with lots of rewards and positive reinforcement. It is important to socialize your pup as early as possible, with other animals and children.

4. Drooling Issues

Neapolitan Mastiffs have a tendency to drool, a lot! You will find yourself cleaning your furniture and walls quite often. Be sure to wipe their mouths often to keep them dry and to avoid odor and infection.

5. Regular Grooming

Neapolitan Mastiffs are minimal shedding dogs that require weekly combing. Nail care is an important part of their grooming routine. If nails get too long, your pup could snag carpeting or furniture, damaging their nails. As well as their drooling issue, they have many wrinkles and folds. To prevent yeast and bacteria from growing in their folds, it is important to take a damp rag and wipe their folds and dry them thoroughly.

Conclusion

Your floppy-jowled Mastiff is sure to quickly become a beloved family member, a mainstay in your everyday life. It is hard to think of them becoming sick, or even injured. Pet insurance is something all pet owners should consider, to avoid unforeseen veterinary bills that can cost into the thousands. Most are not financially ready to pay for an expensive surgery or hospitalization. With pet insurance, you pay a small monthly fee, which creates peace of mind and financial security for you and your family. One company that I recommend reviewing is Lemonade pet insurance. Their competitive pricing and coverage, along with many additional benefits, creates the perfectly balanced policy for your Mastiff!

SwiftScore Ranking Methodology for Neapolitan Mastiffs

We ranked the best pet insurance policies for Neapolitan Mastiffs based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Neapolitan Mastiff with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

Other state dog insurance resources

Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland |
Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming