7 Best Komondor Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

Sometimes known as the Hungarian Sheepdog, the Komondor breed has guarded flocks in Hungary from predators and thieves for over a thousand years. Although U.S. breeders recognized the breed in 1937, imports from Hungary stopped after World War II and then the Cold War, and the Komondor breed almost died out. In 1962, U.S. and Hungarian breeders revived the breed. With its unmistakable white corded coat, the Komondor is an exceptionally large breed, with males reaching a minimum of 27.5 inches. As with other large breeds, Komondor dogs do have some breed-specific health issues, including bloat/gastric dilatation-volvulus (GVD), entropion, and hip dysplasia. Veterinary treatment for these issues often includes medication and sometimes costly surgery. Even if your Komondor dog is completely healthy and never subject to any of these health concerns, any dog can experience periodic bouts of unexpected common illnesses or can become injured, requiring additional veterinary care that can start to add up. Many dog owners enroll their pets in dog insurance to help offset some of these costs. The following article discusses general dog insurance and provides some breed-specific tips about grooming and feeding your Komondor dog. As you begin your research into pet insurance options, I hope you find some helpful information here. Read more about our unbiased ranking methodology and advertiser disclosure.

Top Komondor Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Komondor pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Komondor with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$33.58/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Komondor Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$61.48/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$123.90/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
aspca
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$40.00/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$55.27/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$78.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$77.16/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Komondor Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR KOMONDOR

$33.58/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around Komondor Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Komondor Pet Insurance FAQs

How can dog insurance help my healthy Komondor dog?

Unfortunately, even the healthiest dog, regardless of breed, can sometimes come down with an ear infection or dental disease, or suffer from an unexpected injury. For Komondorok (the plural of Komondor) specifically, potentially serious conditions like GVD, entropion, and hip dysplasia can lead to expensive medications and surgeries, so having a good dog insurance plan could end up saving you thousands of dollars. Many dog insurance policies offer coverage for medicine and surgery but also for diagnostic procedures like x-rays and preventative care like dental cleaning, among other things, which is helpful for any dog.

At what age should I enroll my Komondor puppy?

If you followed breeder and veterinarian recommendations, you probably waited until your Komondor puppy was at least eight weeks old before bringing him home. In keeping with this common practice, many dog insurance providers also wait until a puppy is at least eight weeks old to start coverage, however, you should always check with your chosen provider to make sure your dog meets any specific age requirements they might have.

What are some common issues for the Komondor breed? Are there specific procedures I should ensure my insurance plan covers?

As mentioned previously, the Komondor breed can face some health issues known to affect large dog breeds. GVD is a serious medical condition in which the stomach expands with gas, fluid, or food and then rotates, trapping gas and preventing blood flow. Your veterinarian might diagnose GVD through a physical exam, an x-ray, and a blood test and will likely treat your dog with medication and surgery.

With entropion, an ocular condition where the eyelids roll inward, irritation to the eye’s surface results from eyelashes rubbing on the cornea. Left untreated, serious damage to the surface of the eye can occur. Treatment for entropion involves medication or surgery.

Hip dysplasia occurs when the hip joint is not properly developed, which leads to looseness in the joint and the wearing down of cartilage. This condition can be diagnosed via physical exam and x-ray and is usually treated with anti-inflammatory medication, physical therapy, and surgery.

Keeping these breed-specific health conditions in mind, finding a dog insurance plan that covers certain diagnostic procedures like x-rays and blood tests; medication; physical therapy; and surgery is recommended.

Enrolling your Komondor dog as soon as possible is a good idea because most dog insurance plans, similar to health insurance plans for people, exclude coverage for pre-existing conditions.

How do I use my dog insurance if I need it?

Since dog insurance works on a reimbursement model, all you need to do is take your Komondor dog to the veterinarian, pay your veterinarian directly, and then send in a reimbursement request to your insurance provider. The plan you choose will determine the amount of reimbursement you receive, based on coverage and rates.

Is a high deductible plan better than a low deductible plan?

Like other types of insurance, dog insurance plans can have a high deductible, a low deductible, or sometimes no deductible. There is no right or wrong plan; the type of deductible you choose is up to you and should be based on your circumstances. For instance, if you have a young, healthy Komondor, you might choose a higher deductible plan because those usually come with a lower monthly premium. On the other hand, if you are worried about some of the breed-specific issues discussed above, you might be interested in a lower deductible plan.

5 Useful Strategies for Keeping Your Komondor Dog Safe & Healthy

With an average lifespan of 10 to 12 years, Komondorok are strong, loyal dogs who can sometimes have an independent streak. The following tips on grooming, nutrition, training and socialization, exercise, and love and affection might help you make the most of your time with your Komondor dog:

1. Grooming

The distinctive, corded white coat of the Komondor breed doesn’t shed very much but does require a bit of extra work to maintain. Komondor puppies’ coats begin to cord when the dogs are between eight months and a year old. Once the hair is corded, dog owners must be careful to separate the cords regularly to maintain the appearance. The cords should not be brushed out but should be separated by hand, which is easy to do, every few months. In addition to separating the cords, Komondor dogs’ coats should be washed regularly with shampoo since they are known to attract dirt and debris, which can lead to foul odors. Always be sure to rinse the shampoo out completely and then dry the coat thoroughly by squeezing the cords with towels to avoid the coat smelling like mildew.

2. Nutrition

Although Komondorok are large dogs, you should be careful not to overfeed your puppy. Rapid growth due to overfeeding can sometimes result in hip dysplasia, so many owners of large-breed dogs choose specially formulated large-breed puppy food to avoid this problem. In addition, since bloat can sometimes be an issue for Komondor dogs, it’s important to feed your dog twice a day to prevent overeating at a single meal. Always check with your veterinarian for recommendations of high-quality dog food and amounts to feed your Komondor dog to help him maintain a healthy weight. Obesity is a common problem for dogs, exacerbating hip dysplasia.

3. Training and Socialization

Because the Komondor breed was developed to guard flocks, these dogs tend to be extremely protective of their families and are often wary of all strangers. They might tend to bark or lunge at people or animals they perceive as threats. To minimize this tendency, starting obedience training and socialization of your Komondor dog as young as possible is crucial.

If possible, work with a breeder who raises Komondor puppies in their home, emphasizing socialization. You can continue socializing your Komondor dog throughout his life by taking him with you on outings and visits to friends and neighbors, introducing him to dog parks, and taking advantage of puppy socialization classes at pet stores. This early and frequent socialization and training will help him learn to recognize normal interactions versus what might truly be a threat.

Early training is also vital because this large breed eventually reaches a less manageable size, weighing between 60 to 100 pounds or more. You want to instill good habits while you can.

4. Exercise

As puppies, Komondorok are very active, but once they reach maturity around 3 years old, they are generally satisfied with a short walk or two daily or playing in a fenced-in yard. Due to their large size, this breed does best in a home with a large yard with a solid fence at least six feet high. Generally speaking, electronic fences don’t work well with these dogs, since the shock doesn’t provide enough deterrent.

5. Love and Affection

Komondorok are very gentle and affectionate dogs with their families and are good with children and other pets. It’s important to supervise children playing with these dogs, to ensure the dogs don’t misinterpret chasing and screaming to mean that “their” children are in danger from their friends or other pets, which might lead to aggressive behavior “protect” them. Obedience training and socialization should help your Komondor dog to recognize the difference between friendly play and danger.

Given their size, you might think Komondor dogs should be kept outside. However, because these dogs are devoted to their families, they should be inside with you when you are home, rather than isolated outdoors.

Conclusion

Providing your Komondor dog with shelter, food, lots of love and attention, and regular veterinary care will help ensure the best life possible for your beloved companion. Although your individual dog might be extremely healthy, if he does develop any breed-specific medical conditions that require additional care, including surgery, you might be faced with costly veterinary bills. Rather than worrying about your ability to pay for treatment, surgery, or medication that your dog might need, consider enrolling in a good dog insurance policy. Doing so could end up saving you thousands of dollars.

After extensive research, we conclude that Lemonade pet insurance offers the best dog insurance policy at the lowest monthly price for the Komondor. Look through their plan options, keeping in mind the type of coverage you think might be helpful and your current finances. Pick what works best for you, and enroll your dog. Keeping your coverage active is as simple as paying your monthly premium to ensure your insurance is there when you need it.

SwiftScore Ranking Methodology for Komondors

We ranked the best pet insurance policies for Komondors based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Komondor with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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