7 Best Brittany Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

Are you struggling to find pet insurance for your Brittany? I’m a devoted dog owner and a nationally licensed insurance agent, and I’m here to help. I understand the complicated jargon you’ll find in insurance policies and how confusing it can be looking for the best pet insurance specifically for Brittanys. I’ve put in all the research to help you make the best decision for your pup. This article has all the information you’ll need, no matter which part of the country you’re in or what age your dog is. Read more about our unbiased ranking methodology and advertiser disclosure.

Top Brittany Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Brittany pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Brittany with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$28.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best Brittany Pet insurance policy at the most affordable rates
  • Their user experience is world class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$41.99/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$41.20/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Brittany Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company
pumpkin logo
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$64.55/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$60.83/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$113.27/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
4.2
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$62.58/mo

REIMBURSEMENT AMOUNT

80%

ANNUAL
 BENEFIT

$8,500

  • Eusoh is not your typical pet insurance company but instead is a vet expense sharing community
  • Ideal for young, healthy pets and premiums vary depending on the amount of claims submitted in any given month
  • Founded in 2017, Eusoh is a community based subscription service supported by its members

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BRITTANY

$28.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best Brittany Pet insurance policy at the most affordable rates
  • Their user experience is world class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Brittany Pet Insurance FAQs

I often get asked these questions by dog owners when they’re searching for the best dog insurance for their Brittany.

What is dog insurance and why is it useful for Brittanys?

If you want to keep your pup fully protected by pet insurance, you just need to sign up with a good insurance agency and be sure to make your payment every month. In the occasion that your Brittany has a medical emergency, the norm is for you to pay the veterinary bill out of pocket, then file a claim with your dog’s pet insurance company. They will then reimburse you for the cost. An important thing to know is most dog insurance companies will refuse claims for pre-existing conditions. That means you’ll want to get your Brittany signed up while it’s still very young (after it’s 8 weeks old).

Because vet bills can get extraordinarily expensive, it’s a good idea to have pet insurance. If your dog needs therapies like cancer treatment, that could cost more than $10,000. That’s a lot for most people to afford, so it’s sadly common for people to have to euthanize their pet because they can’t pay the vet bill. Don’t let that happen to you – get your pup insured!

How old does my puppy need to be to get insured?

Most pet insurance providers require that your pup is at least 8 weeks old before they can be covered. If your dog is older, don’t let that deter you – most providers don’t have a maximum age limit. Pet insurance is cheaper the younger your dog is, so it’s best to get your pup signed up before they’re a year old.

With Pawp, you can have up to 3 pets of any age insured under one “emergency fund”, which costs $19 a month. Pawp only covers medical emergencies that are first verified by their own virtual vet team. The plan only covers 1 of your pets for 1 vet bill per year, up to an amount of $3,000.

Is it worth getting Brittany’s dog insurance, and what are some common reasons for claims?

No one wants to think about it, but at some point your dog will have an illness or injury that results in a massive vet bill. Trips to the emergency vet can cost $3,000 or more. It’s really up to you what is the better option – paying a monthly fee to keep your Brittany fully protected, or having to pay a huge veterinary bill out of pocket when your dog has an unexpected illness or accident.

Here are some common health emergencies that Brittanys have:

  • Canine hip dysplasia
  • Hypothyroidism
  • Epilepsy
  • Cataracts

What is covered and what is excluded with dog insurance?

What dog insurance covers can vary between providers, but they will generally cover any health crisis deemed “sudden and catastrophic”. Some examples would be broken bones, swallowing a foreign object, allergies or eye infections. If your dog already has cancer when you sign up for pet insurance, vet visits relating to that pre-existing condition won’t be covered, and you’ll be rejected for your claim. The good news is, many pet insurance providers offer a “wellness” plan that pays for proactive health care such as vaccinations, heartworm prevention, and more.

How do I get reimbursed?

If you’ve purchased dog insurance for your Brittany that has a 90% reimbursement amount, a $250 deductible, and a $20,000 annual max benefit, what does all that mean? If your dog has a medical emergency that results in a surgery costing $10,000, your pet insurance provider will reimburse you for $9,000 minus the $250 deductible. Instead of paying $10,000 out of your own pocket, you’ll be paying $1,250.

Trupanion is a pet insurance company that differs in this way. Trupanion covers all costs directly with their in-network veterinarians, meaning you don’t pay anything out of pocket.

Is it better to have a lower deductible? What’s the sweet spot?

A lower deductible amount normally means higher monthly payments. In other words, you’ll be paying more each month, but if something catastrophic occurs, you’ll be covered for the costs. Only you know your unique financial situation, so it’s best to do the math yourself. Most providers now have a handy calculator to use when you’re getting a quote. The deductible amount that most people choose is $250 or $500.

5 Useful Strategies for Keeping Your Brittany Safe and Healthy

Follow these simple tips to make sure your Brittany has the happiest, healthiest life you can give it.

1. Give Your Pup Vigorous Exercise Daily

Brittanys have a huge amount of energy to get out of their systems. Be sure to provide a lot of vigorous exercise for them – a walk around the block just won’t do it. Take them on a hike, bring them along on your morning jog, or (if you don’t want to get exhausted) throw a ball for them in the yard.

2. Use Positive Reinforcement

Brittanys as a breed are very sensitive and emotional dogs. That’s why it’s important to train them using positive reinforcement techniques. Yelling at them or punishing them sternly might cause them severe distress. When your Brittany does something well, give them a treat and praise them.

3. Check Your Pup’s Ears Regularly

Brittanys have long ears, and because of that, they are prone to ear infections. Have your groomer keep your Brittany’s ears well-trimmed. Your vet will be able to suggest a cleansing solution that you can use once a week to keep its ears clean from bacteria and debris that might have built up.

4. Socialize Your Pup Early

Because Brittanys can be very timid by nature, be sure to allow your dog socialization time with other dogs from a young age. If you don’t do this, they might have trouble getting along with others at the dog park. A pup can be so submissive and sensitive that it actually causes fights between dogs.

5. Give Your Pup a Job To Do

Brittanys are hunting dogs, and are bred to be task-orientated. They love to have something to do to make them feel like they’re doing a great job for their owner. So what tasks should you give them? Try teaching them how to run an obstacle course. You can buy weighted backpacks at pet stores that make dogs feel like they’re doing a job.

Conclusion

Finding the best pet insurance for your Brittany doesn’t need to be a difficult process. I recommend finding good pet insurance for your dog when it turns 8 weeks old. This will help you get a good price and will ensure your pup doesn’t develop pre-existing conditions that could prevent it from being covered. However, no matter how old your Brittany is, it’s a good time to purchase pet insurance. You never know when your pup could have an injury or illness.

My in-depth research showed Lemonade pet insurance as the top performer, and they also generally have the lowest monthly premiums out of the companies I reviewed.

SwiftScore Ranking Methodology for Brittany

We ranked the best pet insurance policies for Brittany based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Brittany with a $500 deductible located in the 90210 zip code (Please note: prices will vary greatly based on your location)
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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