7 Best Boston Terrier Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

The Boston Terrier is a small dynamo of a dog that is affectionate to its owners and excellent with children. With a healthy lifestyle, Boston Terriers can live to be up to 13 years old and are relatively low maintenance. However, as a purebred breed, they are prone to developing a range of chronic health complications, many of which may require ongoing medical attention.

As a dog owner and nationally licensed insurance agent, I understand that this information is not what dog owners want to hear, especially since veterinary care can be quite expensive. Thankfully, dog insurance is available to Boston Terriers always to receive the care they need at a more affordable cost. If you own a Boston Terrier and are interested in enrolling your pup in dog insurance, this article may be able to help you out.  Read more about our unbiased ranking methodology and advertiser disclosure.

Top Boston Terrier Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best Boston Terrier pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old Boston Terrier with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$22.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best Boston Terrier Pet insurance policy at the most affordable rates
  • Their user experience is world class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$40.32/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance
pumpkin logo
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$64.55/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cost
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$41.33/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with Boston Terrier Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company
4.2
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$92.07/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
4.2
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$56.43/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.1
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$62.58/mo

REIMBURSEMENT AMOUNT

80%

ANNUAL
 BENEFIT

$8,500

  • Eusoh is not your typical pet insurance company but instead is a vet expense sharing community
  • Ideal for young, healthy pets and premiums vary depending on the amount of claims submitted in any given month
  • Founded in 2017, Eusoh is a community based subscription service supported by its members

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN COST FOR BOSTON TERRIER

$22.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best Boston Terrier Pet insurance policy at the most affordable rates
  • Their user experience is world class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

Boston Terrier Dog Insurance Frequently Asked Questions

What is dog insurance? Why should I enroll my Boston Terrier in dog insurance?

Dog insurance is medical insurance coverage for canines. The purpose of dog insurance is to make veterinary care more affordable by reimbursing dog owners a portion of what they spend on veterinary bills.

Enrolling your Boston Terrier in dog insurance can be helpful because of the numerous chronic health issues that Boston Terriers can develop. Certain conditions, especially those that impact their eyes and breathing, may require regular veterinary attention. Dog insurance helps to pay for your dog’s veterinary care so that you can avoid going into debt to save your dog’s life.

How old does my Boston Terrier need to be to be eligible for dog insurance coverage?

While specific age requirements may vary by plan, most dog insurance plans require that all dogs be at least 8 weeks old before enrolling in coverage, regardless of breed.

What are the most common insurance claims for Boston Terriers?

While it is not a guarantee that all Boston Terriers develop chronic medical conditions, they are prone to several specific diseases. The most common condition that Boston Terriers experience is Brachycephalic syndrome, which is a condition that impacts their breathing. Other common diagnoses include eye problems, epilepsy, and heart disease. Any of these conditions can warrant veterinary treatment.

What is covered by dog insurance?

Most dog insurance plans offer basic coverage, including coverage for any veterinary care needed to treat unexpected illness or injury. This means that if your dog breaks a bone, becomes ill with a virus, or develops a skin infection, your dog insurance plan should help cover the cost of care.

Some plans also offer more extensive coverage, including pharmacy, hospitalizations, and preventative care.

It is important to be aware that it is unusual for dog insurance plans to cover any expenses for veterinary care related to pre-existing conditions, which is why it is important to enroll your pup in coverage as soon as possible.

How will I be reimbursed?

After your pup receives care at a vet office, you should receive a bill from your vet. Once you pay the bill in full, you can then submit a reimbursement request to your insurance provider. The amount that you will be reimbursed depends on the total amount of the bill, your reimbursement rate, and your deductible.

Should I enroll in a plan with a lower deductible or a higher deductible?

Similar to human health insurance, both high deductible and low deductible dog insurance plans are available. Whichever type of plan you choose should depend on what is best for your monthly finances. Some dog owners prefer high deductible plans because their monthly payments are lower. However, it is recommended that you enroll in the plan that best meets your financial needs.

5 Useful Strategies for Keeping Your Boston Terrier Safe & Healthy

In addition to enrolling your Boston Terrier in dog insurance, there are many other ways to ensure that your pup stays happy and healthy.

1. Regular check-ups at the vet

Since Boston Terriers are prone to a variety of health issues, it is important to bring your pup to the vet regularly for check-ups. Consistent monitoring by a vet can help detect emerging health issues and prevent new concerns from arising.

2. Be aware of potential challenges of the breed

The Boston Terrier is a happy, kind breed that is excellent with children and families. However, it is also helpful to be aware of the unique challenges associated with this breed, including excessive drooling, bloating, and gas. Boston Terriers can also exhibit behavioral issues if they are not trained appropriately.

3. Maintain a regular eating schedule

Boston Terriers are prone to obesity and gastrointestinal issues, especially if they consume food outside of their regular meals. One recommendation is to feed your dog as many times a day as suggested by your vet and avoid giving your Boston Terrier food outside of these meals.

4. Avoid excessive exercise

Regular exercise is important to keep your Boston Terrier healthy. However, too much exercise or extensive vigorous exercise can be harmful to your pup’s heart. Gentle strolls around the neighborhood or park are perfect, but try not to keep your pup active for too long.

5. Groom regularly

While the Boston Terrier’s coat is relatively low maintenance, regular grooming is still important to prevent skin irritations and monitor for fleas and ticks. In addition to cleaning the coat, cleaning the ears with a washcloth and brushing the teeth also help prevent the build-up of bacteria.

Conclusion

All dog owners want their pups to live long and healthy lives. Dog insurance helps to ensure that your Boston Terrier can always receive the necessary veterinary care without putting significant financial strain on their owners. If you are interested in enrolling in a dog insurance plan, all you need to do is find a plan that is right for you and your pup, pay the monthly premium, and then your furry friend is covered! It is always helpful to have coverage in the case of unexpected illness, and your pup will surely thank you.

Ready to get started? After countless hours of research, we’ve found that Lemonade pet insurance consistently performs the best with the lowest monthly premiums.

SwiftScore Ranking Methodology for Boston Terriers

We ranked the best pet insurance policies for Boston Terriers based on a variety of important factors including the following:

  • Average monthly price for a 2-year-old Boston Terrier with a $500 deductible located in the 90210 zip code (Please note: prices will vary greatly based on your location)
  • Coverage and benefits
  • Key policy details including accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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