7 Best American Foxhound Pet Insurance Plans Compared in 2022

Updated on by Matthew H. Nash – Licensed Insurance Agent

The American Foxhound, also known as the Foxhound, is a large breed of dog with a wonderful disposition around other animals, kids, and with their owners. They are known as smooth hunters with high endurance and the ability to run at high speeds. The Foxhound has a great work ethic both at home and in the field. However, their deftness creates the need for consistent exercise to avoid boredom, which can sometimes lead to destructive behaviors. When researching a Foxhound, be sure to consider their exercise needs, ensuring this aligns with your schedule. This will create a happy and healthy relationship with your dog.

An American Foxhound is a great pet for an active family. However, like many dog breeds, they are susceptible to treatable medical conditions but can be an overwhelming financial constraint. The good news is, pet insurance is a wonderful option that allows you to provide the best care and treatment possible while helping you save money. As a licensed insurance agent and lifelong dog owner, I am here to make sense of the pet insurance landscape. Read on to learn more. Read more about our unbiased ranking methodology and advertiser disclosure.

Top American Foxhound Pet Insurance Scored, Ranked & With Cost

Use our below table to quickly compare the best American Foxhound pet insurance providers. The average monthly specific prices shown are based on a healthy 2-year-old American Foxhound with a $500 deductible and 90% reimbursement amount who is located in California with a 90210 zip code. Costs may vary based on age, location, and the coverage amount. Prices are accurate as of January 2022 and are subject to change. For the most up-to-date information, please visit the provider website.

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$33.83/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around American Foxhound Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders
pumpkin logo
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$70.70/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$10,000

  • Pumpkin Pet Insurance plans have extensive coverage and they always have a 90% reimbursement rate
  • Pumpkin Pet Insurance plans have no breed or upper age restrictions, and dental illness and hereditary conditions are covered at no extra cos
  • Founded in 2020 and underwritten by United States Fire Insurance Company
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$111.59/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

Unlimited

  • Trupanion is the only provider on our list that has an unlimited annual benefit with no payout limits
  • They are unique in that they offer “Vet Direct Pay” instead of reimbursements
  • Founded in 1999 and underwritten by American Pet Insurance Company
aspca
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$45.67/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • ASPCA is one of the most trusted names in the pet insurance industry. They have paid out almost $350 million dollars in claims since 2006
  • ASPCA is unique in that they offer affordable “accident-only” plans. Also, you can save 10% for multiple eligible pets
  • Founded in 1997 and underwritten by Crum & Forster
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$41.44/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Figo offers users an amazing complimentary service to connect with American Foxhound Pet vets via video chat 24/7
  • They also have an easy-to-use pet records app and real-time claims tracker
  • Founded in 2013 and underwritten by Independence American Insurance Company
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$58.52/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • They offer up to 100% reimbursement with a $20,000 annual maximum benefit for a reasonable fee and have fast reimbursement options
  • Wagmo Wellness plans reimburse you for the routine and preventative care you do for your pets annually
  • Founded in 2017 and underwritten by National Specialty Insurance Company
4.5
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$78.92/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$5,000

  • Their “Healthy Pet Deductible” allows your annual deductible to go down by $50 each year that you don’t receive an insurance claim reimbursement
  • Embrace paid 93% of claims in 2019 and their member portal is user-friendly
  • Founded in 2003 and underwritten by American Modern Insurance

lemonade
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to pet parents. Learn more at the end of this page.

STANDARD PLAN
COST FOR AMERICAN FOXHOUND

$33.83/mo

REIMBURSEMENT AMOUNT

90%

ANNUAL
 BENEFIT

$20,000

  • Lemonade has the best all-around American Foxhound Pet insurance policy at the most affordable rates
  • Their user experience is world-class and it’s easy to get support from their award-winning customer service team
  • Founded in 2015 as a certified B Corp, Lemonade donates unclaimed premium dollars to nonprofit organizations selected by policyholders

American Foxhound Pet Insurance FAQs

What is pet insurance, and is it worth the investment for our American Foxhound?

Pet insurance is a great way to offer peace of mind for you and your family, should any health issues arise with your beloved dog. By aligning with a pet insurance company, you will pay a monthly fee to keep your policy active, reimbursing you a portion of the cost of care upon submission of your claim. That small monthly investment can save you hundreds, or even thousands of dollars in unforeseen veterinary bills.

As pet owners, we do not anticipate any of these medical issues, but we know certain breeds, larger dogs like the American Foxhound, can sometimes suffer from conditions that are out of our control. Your pet insurance policy will help you provide the necessary care that your dog deserves, while avoiding unnecessary financial stress.

What is the proper age to insure my American Foxhound?

It is important to insure your dog as soon as possible. Most insurance providers require that your new family member should be at least 8 weeks old before they will provide coverage. Typically, when your new puppy is coming home, that is the best time to start your policy. Be sure to do your research while your dog is weaning, and in the breeder’s care. That way, you are set when they come to their forever home!

What are a few common insurance claims for the American Foxhound?

American Foxhounds tend to be a fairly healthy breed. However, like many large dog breeds, they can be prone to hip dysplasia. The treatment for hip dysplasia can be costly and requires consistent care. Because of their longer ears, they can also be susceptible to ear infections, which can be painful and necessitates treatment. Though more rare, they can suffer from a genetic blood clotting disorder that needs to be treated, with more severe cases needing blood transfusions. With any chronic or acute condition, including broken bones, illness, or injury, veterinary care is necessary and can be expensive. Pet insurance is a great way to minimize out-of-pocket expenses, while providing the best care possible for your dog.

What services are typically covered by insurance? What services are excluded from coverage?

Though dog insurance policies can vary greatly, they typically cover care associated with illnesses or unforeseen injuries. Some of these services that may be covered include, but not limited to: infection, broken bones, acute illnesses, chronic conditions not deemed pre-existing, preventative care, medications and hospitalizations. Some services may be excluded, but that varies by plan. Most dog insurance policies will not cover pre-existing conditions, making early enrollment extremely important.

Does pet insurance cover dental work?

Each plan varies, but some insurance plans cover dental wellness and illness or injury. It is important to review each policy’s coverage to determine what’s best for your dog.

Can I use a veterinarian of choice, or are there insurance-approved options?

Most typical plans are accepted at any licensed veterinary clinic, including specialty or emergency service clinics.

Are there discounts for insuring multiple pets?

Many plans offer a multi-pet discount. When enrolling your new pet, please verify with your insurance to see if you qualify for a multi-pet discount.

Who pays for services at the time of veterinary care?

Most typical pet insurance plans utilize a reimbursement method for payment. You would pay for services up front and submit a claim to the insurance company after services were rendered. Payment will then be made to you, dependent upon your reimbursement rate and deductible.

How should we choose from a high or low-deductible plan?

With many dog insurance plans to choose from, it is important to understand your financial situation. A high deductible plan typically equates to lower monthly premiums. Some have enough in savings to cover a high deductible, should their pet need immediate care. Others choose a low deductible plan, which means their premiums are higher, but they do not have to pay a large lump in the form of a high deductible. There is no right or wrong plan. It’s the “best plan that works for you.” Ultimately, the end result is the same regardless of your chosen plan. And that means, a healthy pet and a healthy wallet for you!

5 Tips for Keeping Your American Foxhound Safe and Healthy

Pet insurance is a great financial safeguard for you and your family. However, there are many things that you can do daily to ensure your American Foxhound lives a long and happy life! Below are a few tips.

1. Daily Exercise

Exercise is beneficial for all dogs, but especially your high-energy American Foxhound. To combat boredom and destructive behavior, daily exercise is a great way to keep them in shape, at the proper weight, and helps keep their muscles and joints strong and healthy. Lastly, exercise is a great way to support good cardiovascular health.

2. Proper Nutrition and Food Intake

American Foxhounds are sleek dogs, bred to sniff and run. A nutritious diet that includes high-quality food in appropriate portions is another great tool to help maintain their proper weight. Weight management is important to help prevent hip dysplasia. Overweight dogs put unnecessary strain on their joints, causing this condition to occur or even worsen.

3. Fenced in Yard

Your Foxhound is smart! Their keen sense of smell and curiosity can sometimes cause them to focus on a scent and wander out of the yard. Their relentless attempt to hunt can lead to searching for Fido in the dark with a flashlight. A fenced area will allow them to roam freely, while staying within the confines of your yard.

4. Love and Affection

Foxhounds are affectionate dogs, gentle and tolerant. They are loyal to a fault. Giving them love and affection daily, reaffirms your love for them, and helps build and maintain a strong relationship.

5. Regular Grooming

Though the American Foxhound has short hair, brushing them regularly with a rubber mitt or other grooming tool is important. Your Foxhound will inevitably shed or molt. Keeping them brushed will help keep shedding on your furniture more manageable. Nail care is also important. You can tell when their nails need to be clipped by how they support their legs on a hard surface. Their pads should support their legs. If you hear clicking on your floors, it is probably time to have their nails clipped. Lastly, ear health is important. Foreign objects and debris can sometimes become trapped beneath their adorably floppy ears. Keeping those areas clean and dry is important to avoid infection and odor.

Conclusion

Enrolling your American Foxhound into a pet insurance plan can seem daunting. However, the benefits of having a money-saving plan outweigh the small upfront effort. While we do not think about illness or injuries when we bring a new dog into the family, it is something to consider so we can avoid costly veterinary visits later, while ensuring the best possible care for our beloved dog. American Foxhounds make wonderful companions. With a little planning, they can live a long and healthy life with you and your family!

After extensive research, we conclude that Lemonade pet insurance offers the best dog insurance policy at the lowest monthly price for American Foxhounds.

SwiftScore Ranking Methodology for American Foxhounds

We ranked the best pet insurance policies for American Foxhounds based on a variety of important factors including the following:

  • The average monthly price for a 2-year-old American Foxhound with a $500 deductible located in the 90210 zip code
  • Coverage and benefits
  • Key policy details include accidents and illnesses, surgeries, annual check-ups, cancer treatment, lab tests, and more
  • AM Best rating of the underwriter
  • Reimbursement percentage
  • Annual benefit amount
  • Technology and user experience
  • Ease of sign up
  • Policy language clarity
  • User reviews

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