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7 Best Travel Insurance Plans for 2023

Updated on by Matthew H. Nash – Licensed Insurance Agent

Find the best travel insurance policy for the lowest price. As a frequent international traveler and a nationally licensed insurance agent, I’ve done all the research so you can quickly find the right policy for you and your family.

faye travel insurance
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY
MEDICAL
COVERAGE

$250K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?  

Yes

BEST
POLICY
FOR

Fastest Claims Via Mobile App

  • Super fast claims via their 100% digital platform with a helpful mobile app
  • Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
  • Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot
VISIT SITE
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY MEDICAL COVERAGE

$100K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

Yes

BEST
WEBSITE
FOR

Travelers Aged 55+

  • Compare dozens of travel insurance policies from all the major providers in one place
  • Easily filter for the features you want and get support from their award-winning customer service team
  • Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
VISIT SITE
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY MEDICAL COVERAGE

$100K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

Yes

BEST
POLICY
FOR

Interrupt for Any Reason

  • Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
  • $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
  • Founded in 1998 and underwritten by Nationwide and GBG Insurance
VISIT SITE
squaremouth
4.6
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY MEDICAL COVERAGE

$50K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

Yes

BEST
WEBSITE
FOR

Filtering Plans

  • This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
  • They have “Zero Complaint Guarantee” which promises a fair claims process
  • Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
VISIT SITE
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY
MEDICAL
COVERAGE 

$100K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

Yes

BEST
POLICY
FOR

Family Travel

  • Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any unused, forfeited prepaid non-refundable payments if you decide to go home early from your trip
  • They have a variety of insurance products to suit any travel needs
  • Founded in 1993 and underwritten by Nationwide Insurance
VISIT SITE
4.1
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY
MEDICAL
COVERAGE

$250K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

Yes

BEST
POLICY
FOR

An Established Brand

  • Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
  • AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
  • Founded in 1959 and underwritten by Nationwide
VISIT SITE
3.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY
MEDICAL
COVERAGE

$100K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON? 

Yes

BEST
POLICY
FOR

Long-term Travel

  • Ideal for digital nomads and long-term travel, available to anyone anywhere
  • Scored lower because short-term travel coverage isn’t as robust as competitors
  • Founded in 2018 and is underwritten by Lloyds of London
VISIT SITE
faye travel insurance
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

EMERGENCY
MEDICAL
COVERAGE

$250K

CAN YOU CANCEL YOUR TRIP FOR ANY REASON?

Yes

BEST
POLICY
FOR

Fastest Claims Via Mobile App

  • Super fast claims via their 100% digital platform with a helpful mobile app
  • Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
  • Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot
VISIT SITE

SwiftScore Ranking Methodology

We ranked more than 7 of the best travel insurance policies based on a variety of important factors including the following:

  • Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
  • Coronavirus coverage
  • Cancel for any reason (CFAR)
  • AM Best rating of the underwriter
  • Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
  • Ease of sign up
  • Policy language clarity
  • User reviews