7 Best Travel Insurance Plans For Ages 50, 60, 70, and 80+ (Including Policies with “Cancel for Any Reason”)

Find the best travel insurance policy for pre-existing conditions, emergency evacuation, trip interruption and cancel for any reason at the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! We may receive compensation when you click on the affiliate links below.

4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

COVERS “CANCEL FOR ANY REASON”?

Yes

CORONAVIRUS COVERAGE?

Yes

BEST
 WEBSITE FOR

Comparing Policies

  • Compare dozens of travel insurance policies that specialize in “cancel for any reason” and include coverage for “pre-existing conditions” from all the major providers in one place
  • Easily filter for the features you want and get support from their award-winning customer service team
  • Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.9
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

COVERS “CANCEL FOR ANY REASON”?

Yes

CORONAVIRUS COVERAGE?

Yes

BEST
 POLICY FOR

Travelers Aged 50+

  • Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
  • $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
  • Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.7
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

COVERS “CANCEL FOR ANY REASON”?

No

CORONAVIRUS COVERAGE?

Yes

BEST
 POLICY FOR

Adventure Travel

  • Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
  • Can insure up to 9 people in one family and the signup process is super easy
  • Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
4.4
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

COVERS “CANCEL FOR ANY REASON”?

No

CORONAVIRUS COVERAGE?

Yes

BEST
 POLICY FOR

Business Travel

  • Covers employment termination or if you are called to jury duty
  • Provides excellent support for trip interruptions caused by inclement weather
  • Founded in 2012 and underwritten by Arch Insurance
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

No

CORONAVIRUS COVERAGE?

Yes

BEST
 POLICY FOR

Luxury Travel

  • A well rounded travel insurance policy with a good user experience
  • They cover 150% of trip cancellations and interruptions on trips that cost up to $50,000 via their Travel Select plan
  • Founded in 1996 and is underwritten by Berkshire Hathaway
4.3
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

Yes

CORONAVIRUS COVERAGE?

Yes

BEST
 POLICY FOR

General Travel

  • Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
  • They have a variety of insurance products to suit any travel needs
  • Founded in 1993 and underwritten by Nationwide Insurance
4.2
  • SwiftScore
      Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.

STARTING PRICE
FOR 2-WEEK TRIP

No

CORONAVIRUS COVERAGE?

No

BEST
 POLICY FOR

RV Travel

  • RVs and Autos on one convenient policy that can give you a multi-vehicle discount of up to 20%
  • Optional Full Replacement Cost Coverage that gives you a comparable new RV if yours is totaled or stolen
  • Founded in 1966 and is underwritten by National General Insurance

SwiftScore Ranking Methodology

We ranked 7 of the best travel insurance policies based on a variety of important factors including the following:

  • Average price for a 2-week vacation based on a Californian couple both aged 50 traveling to Mexico with a $3,500 trip cost
  • Coronavirus coverage
  • Cancel for any reason (CFAR)
  • AM Best rating of the underwriter
  • Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
  • Ease of sign up
  • Policy language clarity
  • User reviews