11 Best Travel Insurance Plans for 2023
Find the best travel insurance policy for the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! We may receive compensation when you click on the affiliate links below.
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$62.52
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- Compare dozens of travel insurance policies from all the major providers in one place
- Easily filter for the features you want and get support from their award-winning customer service team
- Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.8
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$78.75
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Travelers Aged 55+
- Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
- $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
- Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.8
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$87.53
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Filtering Plans
- This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
- They have “Zero Complaint Guarantee” which promises a fair claims process
- Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$88.00
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FROM
An Established Brand
- Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
- AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
- Founded in 1959 and underwritten by Nationwide
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$68.63
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Adventure Travel
- Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
- Can insure up to 9 people in one family and the signup process is super easy
- Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
4.4
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$165.01
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Business Travel
- Covers employment termination or if you are called to jury duty
- Provides excellent support for trip interruptions caused by inclement weather
- Founded in 2012 and underwritten by Arch Insurance
4.3
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$151.92
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Luxury Travel
- A well rounded travel insurance policy with a good user experience
- They cover 150% of trip cancellations and interruptions on trips that cost up to $50,000 via their Travel Select plan
- Founded in 1996 and is underwritten by Berkshire Hathaway
4.2
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$139.00
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Family Travel
- Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
- They have a variety of insurance products to suit any travel needs
- Founded in 1993 and underwritten by Nationwide Insurance
4.1
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$295/yr
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Supplemental Medical Assistance
- Medjet is a unique supplemental travel protection plan that will get you to your home hospital rather than the “nearest acceptable facility”
- Great for people who prefer to be treated at their hospital of choice in their home country
- Founded in 1991 and is underwritten by Lloyds of London
3.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$45/yr
CORONAVIRUS COVERAGE?
No
BEST
POLICY FOR
RV Travel
- RVs and Autos on one convenient policy that can give you a multi-vehicle discount of up to 20%
- Optional Full Replacement Cost Coverage that gives you a comparable new RV if yours is totaled or stolen
- Founded in 1966 and is underwritten by National General Insurance
3.6
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$521/yr
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Long-term Travel
- Ideal for digital nomads and long-term travel, available to anyone anywhere
- Scored lower because short-term travel coverage isn’t as robust as competitors
- Founded in 2018 and is underwritten by Lloyds of London
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$62.52
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- Compare dozens of travel insurance policies from all the major providers in one place
- Easily filter for the features you want and get support from their award-winning customer service team
- Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
SwiftScore Ranking Methodology
We ranked more than 11 of the best travel insurance policies based on a variety of important factors including the following:
- Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
- Coronavirus coverage
- Cancel for any reason (CFAR)
- AM Best rating of the underwriter
- Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
- Ease of sign up
- Policy language clarity
- User reviews