11 Best Travel Insurance Plans for 2023
Find the best travel insurance policy for the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! Read more about our unbiased ranking methodology and advertiser disclosure.
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$62.52
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
- They have “Zero Complaint Guarantee” which promises a fair claims process
- Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
4.8
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$78.75
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Travelers Aged 55+
- Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
- $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
- Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.8
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$87.53
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Filtering Plans
- Compare dozens of travel insurance policies from all the major providers in one place
- Easily filter for the features you want and get support from their award-winning customer service team
- Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$88.00
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FROM
An Established Brand
- Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
- AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
- Founded in 1959 and underwritten by Nationwide
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$68.63
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Adventure Travel
- Covers almost all adventure activities for a reasonable price for U.S. residents up to age 70 (worldwide up to age 65)
- Can insure up to 9 people in one family and the signup process is super easy
- Founded in 2002 and underwritten for U.S. travelers by Nationwide Insurance
4.4
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$165.01
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Business Travel
- Covers employment termination or if you are called to jury duty
- Provides excellent support for trip interruptions caused by inclement weather
- Founded in 2012 and underwritten by Arch Insurance
4.3
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$151.92
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Luxury Travel
- A well rounded travel insurance policy with a good user experience
- They cover 150% of trip cancellations and interruptions on trips that cost up to $50,000 via their Travel Select plan
- Founded in 1996 and is underwritten by Berkshire Hathaway
4.2
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$139.00
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Family Travel
- Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
- They have a variety of insurance products to suit any travel needs
- Founded in 1993 and underwritten by Nationwide Insurance
4.1
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$295/yr
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Supplemental Medical Assistance
- Medjet is a unique supplemental travel protection plan that will get you to your home hospital rather than the “nearest acceptable facility”
- Great for people who prefer to be treated at their hospital of choice in their home country
- Founded in 1991 and is underwritten by Lloyds of London
3.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$45/yr
CORONAVIRUS COVERAGE?
No
BEST
POLICY FOR
RV Travel
- RVs and Autos on one convenient policy that can give you a multi-vehicle discount of up to 20%
- Optional Full Replacement Cost Coverage that gives you a comparable new RV if yours is totaled or stolen
- Founded in 1966 and is underwritten by National General Insurance
3.6
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$521/yr
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Long-term Travel
- Ideal for digital nomads and long-term travel, available to anyone anywhere
- Scored lower because short-term travel coverage isn’t as robust as competitors
- Founded in 2018 and is underwritten by Lloyds of London
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$62.52
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
- They have “Zero Complaint Guarantee” which promises a fair claims process
- Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
SwiftScore Ranking Methodology
We ranked more than 11 of the best travel insurance policies based on a variety of important factors including the following:
- Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
- Coronavirus coverage
- Cancel for any reason (CFAR)
- AM Best rating of the underwriter
- Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
- Ease of sign up
- Policy language clarity
- User reviews