7 Best Travel Insurance Plans for 2023
Find the best travel insurance policy for the lowest price. We’ve done all the mind-numbingly boring research so that you don’t have to! We may receive compensation when you click on the affiliate links below.
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$160.92
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Fast Claims
- Super fast claims via their 100% digital platform with a helpful mobile app
- Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
- Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot
4.8
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$165.47
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- Compare dozens of travel insurance policies from all the major providers in one place
- Easily filter for the features you want and get support from their award-winning customer service team
- Founded in 2013, TravelInsurance.com has helped hundreds of thousands of travelers find affordable insurance coverage
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$161.23
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Travelers Aged 55+
- Pre-existing medical conditions are covered for a reasonable fee and they offer “cancel for any reason” as an add-on
- $2,000 COVID quarantine coverage available w/ Safe Travels Voyager plan
- Founded in 1998 and underwritten by Nationwide and GBG Insurance
4.7
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$175.68
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Filtering Plans
- This comparison website has the most comprehensive filters especially for Covid-19 which helps you search for the specific benefits you need
- They have “Zero Complaint Guarantee” which promises a fair claims process
- Established in 2003, Squaremouth has consistently been recognized for it’s exceptional customer service
4.2
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$261.07
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Family Travel
- Their “Trip Interruption for any Reason” feature allows you to get a 75% reimbursement for any additional expenses if you decide to go home early from your trip
- They have a variety of insurance products to suit any travel needs
- Founded in 1993 and underwritten by Nationwide Insurance
3.6
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR ANNUAL PLANS
$521/yr
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FOR
Long-term Travel
- Ideal for digital nomads and long-term travel, available to anyone anywhere
- Scored lower because short-term travel coverage isn’t as robust as competitors
- Founded in 2018 and is underwritten by Lloyds of London
4.2
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$309.97
CORONAVIRUS COVERAGE?
Yes
BEST
POLICY FROM
An Established Brand
- Well rounded, inexpensive travel insurance plans from an established and top rated global insurance company
- AXA has plans that cover pre-existing conditions and their “Platinum” plan covers “cancel for any reason” with an optional add-on. They also offer helpful 24/7 Worldwide Travel Assistance Services
- Founded in 1959 and underwritten by Nationwide
4.9
- SwiftScore
- Our SwiftScore is a unique and proprietary insurance ranking system objectively comparing key metrics which are most important to travelers. Learn more at the end of this page.
STARTING PRICE
FOR 2-WEEK TRIP
$160.92
CORONAVIRUS COVERAGE?
Yes
BEST
WEBSITE FOR
Comparing Policies
- Super fast claims via their 100% digital platform with a helpful mobile app
- Faye makes it easy to add-on coverage for vacation rentals, adventure/extreme sports, pet emergencies, and “cancel for any reason” at competitive prices
- Underwritten by Crum & Forster, Faye is known for its exceptional customer support, with 4.8/5 stars on Trustpilot
SwiftScore Ranking Methodology
We ranked more than 7 of the best travel insurance policies based on a variety of important factors including the following:
- Average price for a 2-week vacation based on a 35-year-old California resident traveling to Mexico with a $3,500 trip cost
- Coronavirus coverage
- Cancel for any reason (CFAR)
- AM Best rating of the underwriter
- Key policy details including cancellation, interruption, emergency medical evacuation, and baggage & personal effects
- Ease of sign up
- Policy language clarity
- User reviews