Faye Travel Insurance Review – Is It Legit? (2023)
Updated on by Matthew H. Nash – Licensed Insurance Agent
Faye Travel Insurance is a new, innovative company that offers a refreshingly modern approach to travel insurance. What sets Faye apart from the competition is that they are 100% digital, often approve and reimburse claims instantly (this is HUGE!), and offer optional coverage for vacation rentals, pets, cancel for any reason, and extreme sports. They also provide very helpful 24/7 travel assistance via their easy-to-use app.
Here at The Swiftest our job is to compare travel insurance to find the best options for our readers. As a result of countless hours of research we’ve found that Faye consistently outperforms all the competitors. They really are an ingenious alternative to typical travel insurance companies.
Long story short, after personally using Faye for my recent trip to Europe, I will never go back to the old school travel insurance providers that haven’t seemed to have innovated or modernized since the birth of the Internet.
What does Faye Travel Insurance cover
Your Health
- Emergency accident & sickness medical expenses – up to $250K, Primary
- COVID-19 in-trip expenses – covered as an illness
- Pre-existing medical condition coverage – Are covered as long as you purchase your plan within 14-days of making your initial trip deposit and are medically able to travel when you purchase.
- Emergency medical evacuation expenses – up to $500K
Your trip
- Trip cancelation – 100% of trip cost
- Trip interruption – 150% of trip cost
- Trip delay – $300/day (capped at $4.5K)
- Non-medical emergency evacuation – up to $100K
Your stuff
- Lost or damaged baggage – up to $2K (capped at $150 per item)
- Baggage delay – $300
- Lost or damaged sporting and professional equipment – up to $2K
- Lost passport or credit cards – $50/each
Additional coverage options
Cancel for any reason
Be reimbursed for up to 75% of non-refundable trip expenses if you cancel your trip for any reason (up to 48 hrs prior to departure). You must purchase this add-on within 14 days of your initial trip deposit.
Rental car care
Be reimbursed up to $50K in accidental damage and theft related to your rental vehicle.
Adventure & extreme sports protection
Coverage for medical-related expenses if you become injured while partaking in an extreme sport as defined in the policy. These include things like skydiving, bungee jumping, parkour, B.A.S.E. jumping, etc.
Vacation rental damage protection
Be reimbursed up to $3,000 in repair/replacement costs if you accidentally damage the rental you’re staying in, or its contents, while in-trip.
Pet care
Be reimbursed up to $2,500 in veterinary expenses and $250 for kenneling if you arrive back home later than expected.
What’s the bottom line?
Having almost a decade of experience in the travel insurance space I can confidently say that Faye is the most refreshing and exciting new travel insurance company I’ve ever seen. Offering quick reimbursements, 24/7 customer support via their useful app, and a 100% digital user experience, Faye is in a class of its own when it comes to travel insurance.
As I already said, after personally using Faye for my recent trip to Europe, I will never go back to the old school travel insurance providers.